Private Health Insurance

Yes. You can purchase Hospital-only Cover. Most private health insurers offer Hospital Cover, Extras Cover and combined cover (both Hospital Cover and Extras Cover).

Generally, private health insurers impose waiting periods before you can make a claim, when you take out Hospital Cover or upgrade your policy. Occasionally, insurers may waive waiting periods. Waiting periods are designed to ensure that individuals cannot make a large claim and then cancel their policy shortly after becoming members. Waiting periods vary depending...

Hospital Cover is a type of health insurance that helps you pay for the cost of treatment as a private patient in hospital.  If you have Hospital Cover, you can choose to be treated as a private patient in a:

How do ambulances services work in WA? If you live in WA, you have to pay for being treated by paramedics and transported by ambulance. You can the current fees and changes for ambulance services in Western Australia on the St John WA Ambulance website. You do not have to pay for the service if...

How do ambulances services work in VIC? If you live in VIC, you have to pay for being treated by paramedics and transported by ambulance. You can find the current fees and charges for ambulance services in Victoria on Ambulance Victoria’s website. You do not have to pay for ambulance services if you hold: You...

How do ambulances services work in TAS? If you live in TAS and you are in the state or its islands, you do not have to pay for being treated by paramedics and transported by ambulance. The Tasmanian Government covers the costs of ambulance services for Tasmanian residents. The exceptions are if you have: If...

How do ambulances services work in SA? If you live in SA, you have to pay for being treated by paramedics and transported by ambulance. You can find SA’s current fees and charges for ambulance services on the SA Ambulance Service website. You do not have to pay for the service if you hold a:...

How do ambulances services work in QLD? If you live in QLD, you do not have to pay for being treated by paramedics and/or transported by ambulance. The Queensland Government covers all ambulance costs for Queensland residents. This cover extends to Queenslanders who need ambulance services when they visit the other states and territories. If...