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About Us

How We Make Money

How we make money at heathslips.com.au 

We do not currently have commercial arrangements in place.

The advertisement for ctpinsurance.com.au is temporary. ctpinsurance.com.au is operated by an associated entity and no fee is payable for the advertisement.

You do not have to click on an advertisement on this website to use our healthslips.com.au Calculator and receive your results.

We do not sell private health insurance policies.


Our commercial arrangements do not affect the prices on our Calculator 

There is no mark-up or discount on the prices we provide when you use our healthslips.com.au Calculator.

To allow you to compare health insurance policies, the Australian Government requires health insurers to provide details of each of their policies, including prices, to the Private Health Insurance Ombudsman.

We use these data to show you prices from every registered health insurer and every policy in Australia.

Our prices are the same as the price you would receive by dealing directly with the insurers. 

We display results from the cheapest price to the most expensive.

We do not give information about any incentives that a particular insurer may offer for taking out Hospital Cover, Extras Cover or Ambulance Cover with that insurer.


We do not give advice on which health insurance product you should buy 

We are not licensed to provide advice on any of the products on this site.

For this reason, we do not provide general or personal advice on whether you should buy any of the health insurance products on healthslips.com.au.

Our Calculator does not take into account your objectives, financial situation or needs. Instead, it simply provides you with the ability to compare all health insurance products from every insurer in Australia.

How we’re different

We promise

  • Compare every insurer and
    every policy
  • No commercial bias on prices
    and information
  • Cheapest price guaranteed
  • Free open access

We calculate

  • A price for a new policy
  • A comparison of your existing policy
  • Your Government Rebate,
    Age-based Discount and
    Lifetime Health Cover Loading
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