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HBF Insurance is a private health insurer that operates as an open health fund.
Background
HBF was established in Western Australia (WA) in 1941 and was originally called the Metropolitan Hospital Benefit Fund. Its objective was to help Western Australians pay the cost of hospital treatment.
When it extended its cover to all hospitals in WA in 1945, the fund changed its name to Hospital Benefits Fund. In 2000, it became HBF.
In 2021, HBF purchased for-profit insurer CUA Health (now see-u), so it could develop a solid base in Queensland and expand across Australia.
With over a million members nationally, HBF is the fourth-largest health fund and the second-largest not-for-profit insurer in Australia.
Who can join HBF?
Anyone can join HBF because it is an open insurer.
This covers only urgent ambulance transport by road not by sea or air.
Does HBF offer corporate policies?
Yes. HBF provides corporate policies to certain organisations. Search your organisation’s website or intranet to find out whether a corporate health insurance policy is available to you, and what conditions apply.
Yes. HBF is a member of Private Healthcare Australia (PHA), a body that represents 20 registered health insurers and 97% of people covered by private health insurance.
It is also a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does HBF let me claim online or via an app?
Yes. HBF allows you to make a claim via its online portal, myHBF, and via its mobile app.
