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Private Health Insurers
Guide

What is an open insurer?

Reviewed and updated 3 April 2024

An open insurer or health fund is open to the general public, rather than offering membership to a particular profession or workplace only.

Anyone in Australia who has a Medicare Card can join an open insurer and take out private health cover.

As at March 2024, there were 23 open insurers in Australia. 

No.Insurer
1.AIA Health Insurance
2.Australian Unity
3.Bupa Health Insurance
4.CBHS Corporate
5.see-u
6.GMHBA
7.HBF
8.HCF
9.HCi
10.Health Partners
11.HIF
12.Hunter Health Insurance (by CDH Benefits Fund)
13.Latrobe Health Services
14Medibank
15.Mildura Health Fund
16.nib
17.onemedifund
18.Peoplecare
19.Phoenix Health Fund
20.Queensland Country Health Fund
21.St.LukesHealth
22.Transport Health
23.Westfund

Note: GU Health operates as an open health fund but provides health insurance products to corporates only. It does not sell policies to individuals.

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