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Defence Health is a restricted health fund for former members of the Australian Defence Force (ADF). You can join Defence Health if you are a:
partner or child of an ADF member
previous ADF member or Reservists
current or former employee of ADF supporter, which includes:
the Department of Defence
a Defence-related department
a Defence- supplier
member of the extended family of a current or former ADF member or ADF supporter.
If you are a permanent member of the ADF, you do not need to take out cover because you are already covered. Instead, Defence Health is designed to provide health cover to the wider defence community.
Do Defence Health policies include Ambulance Cover?
Defence Health includes comprehensive Ambulance Cover with:
Hospital Cover
Extras Cover.
This includes land, air and sea ambulance services in emergency and non-emergency situations.
It also covers mobile intensive care.
The Ambulance Cover in these policies does not include patient transport services.
Does Defence Health offer corporate policies?
Yes. Defence Health provides corporate policies to certain organisations. Search your organisation’s website or intranet to find out whether a corporate health insurance policy is available to you, and what conditions apply.
Is Defence Health a not-for-profit health insurer?
Does Defence Health have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. Defence Health has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
96
98
NT
2
2
QLD
51
60
SA
20
23
TAS
5
9
VIC
72
76
WA
22
24
Defence Health alsohasagreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is Defence Health a member of any industry associations?
Defence Health is a member of Private Healthcare Australia (PHA), a body that represents 20 registered health insurers and 97% of people covered by private health insurance.
It is also a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does Defence Health let me claim online or via an app?
Yes. Defence Health allows you to make a claim using Online Member Services or using the mobile claiming app.
