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Queensland Country Health Fund is a private health insurer that operates as an open health fund.
Background
Queensland Country Health Fund began in 1977 as the Mount Isa Mines (MIM) Employees’ Health Society to protect its workers from high hospital and medical costs.
In 1999, the MIM Employees’ Health Society merged with the Queensland Country Credit Union (Queensland Country Bank) to form Queensland Country Health Ltd. The fund transformed from a restricted fund to an open health fund.
Queensland Country Health also runs the Territory Health Fund.
Queensland Country Health focuses on providing health insurance to nearly 60,000 members living in regional Queensland and the Northern Territory.
Who can join Queensland Country Health Fund?
Anyone can join Queensland because it is an open fund.
What products does Queensland Country Health Fund offer?
Do Queensland Country Health policies include Ambulance Cover?
Queensland Country Health includes Ambulance Cover (emergency and one on-the spot emergency treatment) for anyone with Hospital Cover living outside Queensland or Tasmania.
If you live in Queensland or Tasmania, the state governments provide free ambulance services for residents.
Is Queensland Country Health Fund a not-for-profit health insurer?
Does Queensland Country Health Fund have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. Queensland Country Health Fund has agreements with a few private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
94
98
NT
2
2
QLD
49
60
SA
19
23
TAS
8
9
VIC
73
76
WA
21
24
Queensland Country Health Fund alsohasagreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is Queensland Country Health Fund a member of any industry organisations?
Yes. Queensland Country Health Fund is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does Queensland Country Health Fund let me claim online or via an app?
Yes. Queensland Country Health Fund allows you to make a claim online or with the mobile app.