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Calculate, compare and personalise your health insurance

Calculate your cheapest health insurance policy, compare your existing policy and calculate your Rebate, Discount and Loading.

Calculate a premium for a new policy

Search for the cheapest premium for a new policy based on your health cover needs.

  • Find the right cover.
  • Check what’s included.
  • Compare every policy from every insurer.
  • Calculate your cheapest price.

Compare 50,000+ policies from all health insurers, updated monthly.

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Compare your existing policy

Your personal circumstances change over time and so do your health insurance needs.

Insurers regularly update policy terms, inclusions and premiums.

Check whether or not your existing policy meets your current health cover needs and budget.

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Personalise your premium

Your health insurance premium may decrease or increase based on your personal Rebate, Discount and Loading.

Check whether or not your health insurance premium:

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It all starts by comparing every policy from every insurer to calculate your cheapest policy
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Compare Every
Insurer

Compare all Australian health insurers and every policy

No Commercial
Bias

Compare using independent and comprehensive information

Cheapest Policy
Guaranteed

Compare all Private Health Information Statements, cheapest to most expensive

Free Open
Access

Compare without entering your name, email or phone number

What greenslips.com.au customers say

Fast and accurate and got the best cover of them all and almost half the price which helped a lot with the cost of living. I really, highly recommend this site.Tracy Cartan, September 2024
Great if you’d like to save money. Found a greenslip from a reputable insurer for $200 cheaper than my normal insurance company.Steven Ryan, July 2024
What is there to say, other than that I saved more than $100 by switching provider.Ray, June 2024
Learn more about greenslips.com.au
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Frequently Asked Questions
How many health insurers does the Calculator compare?   

We compare all 48 health insurers including every open and restricted insurer.  

How many policies does the Calculator compare? 

We compare every health insurance policy in Australia – more than 50,000 policies. 

How do I calculate a price for a new health insurance policy?  

To calculate a price for a new health insurance policy, use the new policy Calculator. Enter the number of adults and dependants who need cover, your state or territory, the type of cover you want and the tier of Hospital Cover. Click ‘see results’ to view the policies that meet your search requirements.  

How do I compare my current policy to other policies available? 

To compare your current policy to other policies, use the existing policy Calculator. Enter your Policy ID, located at the bottom of your Private Health Information Statement. Here is a helpful image to show you where your Policy ID is found. Then confirm the state or territory you live in and click ‘compare policies’ to view the policies similar to your current policy.  

How do I work out the government rebates and penalties that affect my premium? 

Use the Rebate Calculator to calculate the Private Health Insurance Rebate, Age-based Discount and Lifetime Health Cover Loading that apply to you. Enter the number of adults covered, your date of birth, whether or not you currently have Hospital Cover and your annual income range. 
The Calculator will tell you how the rebates and penalties will increase or decrease your premium. This will affect the price you ultimately pay for health cover.  

Is the Calculator free to use?  

Yes, the healthslips.com.au Calculator is free to use.  

We do not sell insurance so there is no obligation to buy. 

How can I find the cheapest policy for Overseas Visitor Health Cover? 

Our Calculator does not currently calculate prices for Overseas Visitor Health Cover (OVHC). The best way to find the cheapest policy is to visit our list of insurers who offer OVHC and contact them for a quote. 

How can I find the cheapest Overseas Student Health Cover? 

Our Calculator does not currently calculate prices for Overseas Student Health Cover (OSHC). There are 7 insurers in Australia that offer OSHC. The best way to find the cheapest policy is to visit our list of insurers who offer OSHC and contact them for a quote. 

How often is your Calculator and information updated?  

We update our Calculator and health insurance information monthly to ensure it is always up-to-date with the latest policy information from every insurer. 

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Policies change monthly, stay informed

  • Insurers regularly update policies, introduce new policies and close policies. Our data is updated monthly.
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