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Guide

Private Health Insurance

Reviewed and updated 13 April 2023

In this Guide, we provide an overview of private health insurance in Australia, as well as answer your most common questions.

This Guide explains:

  • how private health insurance works
  • how to work out whether you need private health insurance and the best type of cover for you
  • some key concepts underlying private health insurance:
  • how to manage your private health insurance and how to make a claim.

How we’re different

We promise

  • Compare every insurer and
    every policy
  • No commercial bias on prices
    and information
  • Cheapest price guaranteed
  • Free open access

We calculate

  • A price for a new policy
  • A comparison of your existing policy
  • Your Government Rebate,
    Age-based Discount and
    Lifetime Health Cover Loading

We promise

Compare Every InsurerCompare all Australian health insurers and every policy
No Commercial BiasIndependent prices and information, so you can make the right choice
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Free Open AccessCompare without entering your name, email or phone number
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