search calculate now

Explore Overview

Compare Overview

Calculate Cheapest Policy Search for a new policy based on your health cover needs and budget. We compare every insurer and every policy.

calculate new policy

Compare Existing Policy Compare your existing policy with similar policies to meet your current health cover needs and budget. Compare every insurer and every policy.

compare existing policy

Calculate Rebate Discount & Loading Check if your health insurance premium decreases or increases by calculating your Government Rebate, Age-based Discount and Lifetime Health Cover Loading.

About Us Overview

Our Brand Promises

How We Make Money

Your Contact Information

Guides Overview

Australian Health System (25 articles) Health Insurance Prices (20 articles) Private Health Insurance (32 articles) Private Health Insurers (15 articles) Medicare (28 articles) Medicare Benefits Schedule (MBS) (6 articles) Pharmaceutical Benefits Scheme (PBS) (8 articles) Public Hospitals (6 articles) Private Hospitals (7 articles) Medicare Levy (7 articles) Private Health Insurance Rebate (7 articles) Age-based Discount (5 articles) Lifetime Health Cover Loading (11 articles)

Hospital Cover (9 articles) Extras Cover (6 articles) Ambulance Cover (5 articles) Excluded Treatments

Insurers Overview

AAMI Health Insurance

AIA Health Insurance

Allianz Care Australia

APIA Health Insurance

Astute Simplicity Health

Australian Unity

Bupa Health Insurance

Doctors’ Health

Emergency Services Health

Health Partners

Hunter Health Insurance (by CDH Benefits Fund)

ING Health Insurance

Latrobe Health Services

Mildura Health Fund

Nurses & Midwives Health

Phoenix Health Fund

Priceline Health Insurance

Qantas Insurance

Queensland Country Health Fund

Real Health Insurance

Reserve Bank Health Society (RBHS)

Seniors Health Insurance

St Lukes Health

Suncorp Health Insurance

Teachers Health

Territory Health Fund

Transport Health

Westfund

Yoga, Pilates and other natural therapies return to Extras Cover

Australians treated with natural therapies may soon be able to claim rebates on Extras Cover. Following a review completed last year, the government has reinstated 7 of the 16 natural therapies that were removed from private health insurance cover in 2019. The health insurance industry is now developing framework to cover: Private Healthcare Australia, the...

Bupa paying millions in compensation for claims error

Bupa members who had Hospital Cover claims rejected between 1 May 2018 and 31 August 2023 may be entitled to compensation. The health insurer has announced it incorrectly rejected “mixed coverage” claims – claims for 2 or more treatments at a time – and certain other types of claims during this period. Bupa has apologised...

Teachers Health and TUH merge to form larger health insurer

Members of Teachers Health and TUH are about to become part of the sixth largest health insurer in Australia. The two not-for-profit insurers have announced they will merge next week on 1 July, forming a combined insurer that will cover 500,000 people, Teachers Health said. TUH said the merger will bring some small benefits to...

Medicare Levy Surcharge changes help lighten tax load

Australians uncertain about whether or not to get health insurance could find the decision a little easier next week, as of 1 July. Those who don’t have Hospital Cover and earn over a certain income threshold get charged the Medicare Levy Surcharge at tax time – a levy of between 1% and 1.5%. For some...

Health insurance claims on the rise, report finds

Australians are claiming on private health insurance more than ever, new data shows. The latest figures from APRA (Australian Prudential Regulation Authority), which regulates the health insurance industry, show that insurers paid $18.9 billion in Hospital Cover claims for the 12 months ending 31 March 2025 – an increase of 6.9%. For Extras Cover claims,...

Healthscope’s collapse unlikely to affect Hospital Cover treatments

Healthscope private hospitals remain open for surgeries and treatments, despite the organisation going into receivership this week. Some Australians with Hospital Cover were concerned that private hospital treatment could be harder to access in the wake of the Healthscope collapse, but the organisation said its hospitals will remain open for treatments. Healthscope – which operates...

Government investigates ‘price gouging’ by insurers

The government has announced it will investigate health insurers for using a loophole to raise their prices. In December last year, Minister of Health Mark Butler warned health insurers to stop ‘phoenixing’ policies after a Commonwealth Ombudsman report brought the practice to light. By law, health insurers can only raise prices once a year, but...

Health insurance costs will rise next week due to cuts in Government Rebate

Most Australians will pay more for health insurance next week due to a reduction in a rebate designed to make health cover cheaper. Cuts to the Private Health Insurance Rebate take effect on April 1 at the same time as most policies are increasing in price by an average of 3.7% – which adds up...

Our Contributors Overview

Stephen Treacey

CEO and Founder

Sophie Bartho

Chief Operating Officer

Vladimir Kundrat

Chief Technical Officer

Trudie McConnochie

Writer and Researcher

Writer and Researcher

Peter Kawecki

UX/UI Designer

Loren Jaffe

Brand and Graphic Designer

Customer Engagement Australia

Led by Chris Payne

Do you have a reference number? Resume your calculation.

Explore Overview

Guides Overview

Australian Health System (25 articles) Health Insurance Prices (20 articles) Private Health Insurance (32 articles) Private Health Insurers (15 articles) Medicare (28 articles) Medicare Benefits Schedule (MBS) (6 articles) Pharmaceutical Benefits Scheme (PBS) (8 articles) Public Hospitals (6 articles) Private Hospitals (7 articles) Medicare Levy (7 articles) Private Health Insurance Rebate (7 articles) Age-based Discount (5 articles) Lifetime Health Cover Loading (11 articles)

Hospital Cover (9 articles) Extras Cover (6 articles) Ambulance Cover (5 articles) Excluded Treatments

Insurers Overview

AAMI Health Insurance

AIA Health Insurance

Allianz Care Australia

APIA Health Insurance

Astute Simplicity Health

Australian Unity

Bupa Health Insurance

Doctors’ Health

Emergency Services Health

Health Partners

Hunter Health Insurance (by CDH Benefits Fund)

ING Health Insurance

Latrobe Health Services

Mildura Health Fund

Nurses & Midwives Health

Phoenix Health Fund

Priceline Health Insurance

Qantas Insurance

Queensland Country Health Fund

Real Health Insurance

Reserve Bank Health Society (RBHS)

Seniors Health Insurance

St Lukes Health

Suncorp Health Insurance

Teachers Health

Territory Health Fund

Transport Health

Westfund

Yoga, Pilates and other natural therapies return to Extras Cover Bupa paying millions in compensation for claims error Teachers Health and TUH merge to form larger health insurer Medicare Levy Surcharge changes help lighten tax load Health insurance claims on the rise, report finds Healthscope’s collapse unlikely to affect Hospital Cover treatments Government investigates ‘price gouging’ by insurers Health insurance costs will rise next week due to cuts in Government Rebate

Compare Overview

Calculate Cheapest Policy Search for a new policy based on your health cover needs and budget. We compare every insurer and every policy.

calculate new policy

Compare Existing Policy Compare your existing policy with similar policies to meet your current health cover needs and budget. Compare every insurer and every policy.

compare existing policy

Calculate Rebate Discount & Loading Check if your health insurance premium decreases or increases by calculating your Government Rebate, Age-based Discount and Lifetime Health Cover Loading.

About Us Overview

Our Brand Promises

Our Contributors Overview

Stephen Treacey

Sophie Bartho

Vladimir Kundrat

Trudie McConnochie

Peter Kawecki

Loren Jaffe

Loren Jaffe Customer Engagement Australia

How We Make Money

Your Contact Information

Do you have a reference number?
Resume your calculation.

Compare Every Insurer

No Commercial Bias

Cheapest Policy Guaranteed

Free Open Access

Compare Every Insurer

No Commercial Bias

Home Explore

Insurers

Find out everything you need to know about all the health insurers in Australia.

AAMI Health Insurance

insurer Open Insurers

insurer Restricted Insurers

insurer Open Insurers

AIA Health Insurance

insurer Open Insurers

Allianz Care Australia

insurer Restricted Insurers

APIA Health Insurance

insurer Open Insurers

Astute Simplicity Health

insurer Open Insurers

Australian Unity

insurer Open Insurers

Bupa Health Insurance

insurer Open Insurers

insurer Open Insurers

insurer Restricted Insurers

insurer Restricted Insurers

Doctors’ Health

insurer Restricted Insurers

Emergency Services Health

insurer Restricted Insurers

insurer Open Insurers

insurer Open Insurers

insurer Open Insurers

insurer Open Insurers

insurer Open Insurers

insurer Open Insurers

Health Partners

insurer Open Insurers

insurer Open Insurers

Hunter Health Insurance (by CDH Benefits Fund)

insurer Open Insurers

ING Health Insurance

insurer Open Insurers

Latrobe Health Services

insurer Open Insurers

insurer Open Insurers

Mildura Health Fund

insurer Open Insurers

insurer Restricted Insurers

insurer Open Insurers

Nurses & Midwives Health

insurer Restricted Insurers

insurer Open Insurers

insurer Open Insurers

Phoenix Health Fund

insurer Open Insurers

insurer Restricted Insurers

Priceline Health Insurance

insurer Open Insurers

Qantas Insurance

insurer Open Insurers

Queensland Country Health Fund

insurer Open Insurers

Real Health Insurance

insurer Open Insurers

Reserve Bank Health Society (RBHS)

insurer Restricted Insurers

insurer Open Insurers

insurer Open Insurers

Seniors Health Insurance

insurer Open Insurers

St Lukes Health

insurer Open Insurers

Suncorp Health Insurance

insurer Open Insurers

Teachers Health

insurer Restricted Insurers

Territory Health Fund

insurer Open Insurers

Transport Health

insurer Open Insurers

insurer Restricted Insurers

insurer Restricted Insurers

insurer Restricted Insurers

insurer Open Insurers

Compare Every
Insurer

Compare all Australian health insurers and every policy

No Commercial
Bias

Compare using independent and comprehensive information

Cheapest Policy
Guaranteed

Compare all Private Health Information Statements, cheapest to most expensive

Free Open
Access

Compare without entering your name, email or phone number

Policies change monthly, stay informed

Insurers regularly update policies, introduce new policies and close policies. Our data is updated monthly.
We will only send information relevant to you. You can unsubscribe at any time. See our Privacy Policy.