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Established in 1955, Navy Health was set up for family members of people serving in the Royal Australian Navy.
Today, it operates as an independent private health insurer offering health insurance to the broader Australian Defence Force (ADF) community.
Who can join Navy Health?
You can join Navy Health if you are a:
serving or ex-serving member of the ADF (Army, Navy, Air Force)
ex-dependant of a serving or ex-serving member of the ADF
employee of the Department of Defence
employee of organisations contracted to provide services to the Department of Defence
employee of the Australian Public Service assigned to or directly engaged to provide services to the ADF or the Department of Defence
current member of the ADF Reservists
current member of the ADF Cadets.
You may also be able to join Navy Health if you are a partner, child, grandchild, parent or sibling of anyone listed above or someone who was a member of Navy Health on 12 October 2007.
Once you join Navy Health, you are entitled to lifetime eligibility.
Navy Health includes comprehensive Ambulance Cover with:
Hospital Cover
Extras Cover.
This includes ambulance service transport by land, sea or air.
Does Navy Health offer corporate policies?
Yes. Navy Health provides corporate policies to certain organisations. Search your organisation’s website or intranet to find out whether a corporate health insurance policy is available to you, and what conditions apply.
Does Navy Health have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. Navy Health has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
97
98
NT
2
2
QLD
51
60
SA
20
23
TAS
5
9
VIC
72
76
WA
22
24
Navy Health alsohasagreements with a number of day hospitals so it can provide services at low cost or no out-of-pocket costs:
Is Navy Health a member of any industry organisations?
Yes. Navy Health is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does Navy Health let me claim online or via an app?
Yes. Navy Health allows you to make a claim online for all services except pharmacy, orthodontic, medically prescribed appliances and ambulance. Use the member portal or the Navy Health mobile app.
