We refer to these treatments as ‘excluded treatments’ because they cannot be covered.
At present, there are 4 types of treatments that private health insurance does not cover because they are either:
- covered by Medicare (for example, visits to your GP or specialist)
- funded by the Australian Government under another scheme such as Home Care Packages or Residential Aged Care
- natural therapies not yet assessed as clinically effective by the Department of Health’s Natural Therapies Review Expert Advisory Panel
- treatments that the Department of Health has assessed as not clinically necessary such as Cosmetic Surgery.