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St Lukes Healthis a private health insurer that operates as an open health fund.
Background
St Lukes Health was formed in 1952 by a group of Launceston businessmen who believed Tasmanians needed a health fund to help them with the cost of hospital and medical treatment.
Over the years, St Lukes Health has grown through mergers with other not-for profit health insurers.
In the 1970s and 1980s, it took over the health funds of processing and manufacturing companies, Kelsall & Kemp, EZ Company and Coats Patons. St Lukes Health took over the Queenstown Medical Union in 1997.
Today, the insurer has 57,000 members across Australia.
Who can join St Lukes Health?
Anyone can join St Lukes Health because it is an open fund.
Do St Lukes Health policies include Ambulance Cover?
St Lukes Health provides Ambulance Cover on some Hospital Cover policies.
If you live in Tasmania, the Tasmania Ambulance Service provides a free ambulance service.
St Lukes Health does not provide emergency Ambulance Cover for residents of:
NT
SA
VIC
WA.
Does St Lukes Health offer corporate policies?
Yes. St Lukes Health provides corporate policies to certain organisations. Search your organisation’s website or intranet to find out whether a corporate health insurance policy is available to you, and what conditions apply.
Is St Lukes Health a member of any industry organisations?
St Lukes Health is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Is St Lukes Health a not-for-profit health insurer?
Does St Lukes Health have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. St Lukes Health has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
77
98
NT
1
2
QLD
47
60
SA
18
23
TAS
7
9
VIC
71
76
WA
18
24
St Lukes Health alsohasagreements with a number of day hospitals so it can to provide services at low cost or with no out-of-pocket costs:
Is St Lukes Health a member of any industry organisations?
Yes. St Lukes Health is a member of Private Healthcare Australia (PHA), a body that represents 20 registered health insurers and 97% of people covered by private health insurance.
It is also a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does St Lukes Health let me claim online or via an app?
Yes. St Lukes Health allows you to make a claim online via the website or the app, St.LukesHealth Connect.
