Reviewed and updated 20 January 2025
Some health insurers offer cover via organisations, clubs and workplaces, and as an employee, member or customer, you may be eligible for one of these policies. In some cases corporate health insurance policies may be cheaper than similar policies that are open to the general public, but it depends on what arrangements your organisation has with the health insurer.
If a corporate policy is offered by your organisation, it may be fully funded as part of your salary or membership package, or funded entirely by you. Some corporate policies are partially funded. Here are some examples of how that might work:
- the organisation pays up to Bronze tier and you pay the remainder for a higher level policy
What are the different tiers of Hospital Cover?
Ask the manager at your workplace or club, or search your organisation’s website or intranet, to find out whether a corporate health insurance policy is available to you, and what conditions apply.
Some corporate policies are cheaper than buying policies direct from the insurer because the insurer may have offered your organisation a discount, which could reduce your premiums by up to 12%. Sometimes these discounts apply even if you don’t buy your policy through the organisation. Ask your employer, club or other organisation if health insurance discounts are available, and whether a discount can apply.
Find out more about insurer promotions that impact your premium.
Can I get a corporate health insurance policy?
Insurers on the healthslips.com.au Calculator that offer corporate plans include:
AIA Health Insurance
Astute Simplicity Health
Bupa
CBHS Corporate
Defence Health
Doctors’ Health
GMHBA
GU Health
HBF
HCF
Latrobe Health Services
Medibank
Navy Health
nib
Phoenix Health Fund
see-u by HBF
St Lukes Health
TUH
Westfund
How do I compare my corporate health insurance policy?
To find out how your corporate health insurance policy compares to other similar policies on the market that are available, use the healthslips.com.au Calculator.
