Explore Overview
Guides Overview
Australian Health System
(25 articles)
Health Insurance Prices
(20 articles)
Private Health Insurance
(29 articles)
Private Health Insurers
(15 articles)
Medicare
(28 articles)
Medicare Benefits Schedule (MBS)
(6 articles)
Pharmaceutical Benefits Scheme (PBS)
(8 articles)
Public Hospitals
(6 articles)
Private Hospitals
(6 articles)
Medicare Levy
(7 articles)
Private Health Insurance Rebate
(7 articles)
Age-based Discount
(5 articles)
Lifetime Health Cover Loading
(11 articles)
Insurers Overview
AAMI Health Insurance
ACA Health
ahm
AIA Health Insurance
Allianz Care Australia
APIA Health Insurance
Astute Simplicity Health
Australian Unity
Bupa Health Insurance
CBHS Corporate
CBHS Health
Defence Health
Doctors Health
Emergency Services Health
Frank
GMHBA
GU Health
HBF
HCF
HCi
Health Partners
HIF
Hunter Health Insurance (by CDH Benefits Fund)
ING Health Insurance
Latrobe Health Services
Medibank
Mildura Health Fund
Navy Health
nib
Nurses & Midwives Health
onemedifund
Peoplecare
Phoenix Health Fund
Police Health
Priceline Health Insurance
Qantas Insurance
Queensland Country Health Fund
Real Health Insurance
Reserve Bank Health Society (RBHS)
rt health
see-u By HBF
Seniors Health Insurance
St Lukes Health
Suncorp Health Insurance
Teachers Health
Territory Health Fund
Transport Health
TUH
UniHealth
Union Health
Westfund
AAMI Health Insurance
ACA Health
ahm
AIA Health Insurance
Allianz Care Australia
APIA Health Insurance
Astute Simplicity Health
Australian Unity
Bupa Health Insurance
CBHS Corporate
CBHS Health
Defence Health
Doctors Health
Emergency Services Health
Frank
GMHBA
GU Health
HBF
HCF
HCi
Health Partners
HIF
Hunter Health Insurance (by CDH Benefits Fund)
ING Health Insurance
Latrobe Health Services
Medibank
Mildura Health Fund
Navy Health
nib
Nurses & Midwives Health
onemedifund
Peoplecare
Phoenix Health Fund
Police Health
Priceline Health Insurance
Qantas Insurance
Queensland Country Health Fund
Real Health Insurance
Reserve Bank Health Society (RBHS)
rt health
see-u By HBF
Seniors Health Insurance
St Lukes Health
Suncorp Health Insurance
Teachers Health
Territory Health Fund
Transport Health
TUH
UniHealth
Union Health
Westfund
News Overview
Premiums predicted to rise by $114 a year
Claims for private hospital procedures rise, APRA report finds
Aussies parents paying large Gaps for obstetric care
Health insurers respond to Ozempic’s popularity
Health insurers paying more benefits than ever, report shows
Misunderstanding health insurance policy causes ‘bill shock’
Health insurance premiums to rise 3.03% on 1 April
Insured Australians paying $410 for hospital treatment, new data shows
Compare Overview
Calculate Cheapest Policy
Search for a new policy based on your health cover needs and budget. We compare every insurer and every policy.
In this Guide, we outline how the Pharmaceutical Benefits Scheme (PBS) operates, as well as answer your most common questions.
The Australian Government subsidises the cost of medicines for most common medical conditions.
The Pharmaceutical Benefits Scheme (PBS) is the Government program that helps you pay for those medicines.
We have put together a Guide that explains:
- how the Pharmaceutical Benefits Scheme (PBS) works
- what medicines it covers
- how to claim a refund.