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Ambulance Cover

Learn how ambulance services work in Australia and find out whether you need Ambulance Cover.

Reviewed and updated 20 March 2025

In Australia, Medicare does not cover ambulance services.

In QLD and TAS, you do not have to pay for being treated by paramedics or transported by ambulance.

If you live in a state or territory where you have to pay for an ambulance and do not have a private health insurance policy that includes ambulance services, you may want to take out Ambulance Only Cover.

In this overview, we explain everything you need to know about ambulance services and Ambulance Cover in Australia.

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