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Mildura Health Fund is a private health insurer that operates as an open health fund.
Background
Established in 1929, Mildura Health Fund was the first health fund of its type in Victoria. Its objective was to create a fund that covers hospital costs so members would not have to worry about the expense of hospital treatment.
The insurer claims to be the oldest open fund in Australia.
Over the years, Mildura Health Fund has resisted attempts for it to merge with larger health insurers and claims to be a truly regional health fund.
It has over 35,000 members with 75% living in the Sunraysia area.
Who can join Mildura Health Fund?
Anyone can join Mildura Health Fund because it is an open fund.
Do Mildura Health Fund policies include Ambulance Cover?
For residents of NSW and ACT, emergency Ambulance Cover is included in Hospital Cover
For residents of NT, SA, VIC and WA with Extras Cover, Mildura Health Fund may pay a benefit towards your ambulance service subscription depending on your level of cover.
For residents of QLD and TAS, you are already covered by your state-based ambulance scheme.
Mildura Health Fund does not include emergency Ambulance Cover with its Hospital Cover.
Under its Extras Cover, it offers a refund on ambulance subscriptions for:
NT
SA
VIC
WA.
Is Mildura Health Fund a not-for-profit health insurer?
Does Mildura Health Fund have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. Mildura Health Fund has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
78
98
NT
1
2
QLD
47
60
SA
16
23
TAS
9
9
VIC
72
76
WA
18
24
Mildura Health Fund alsohasagreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is Mildura Health Fund a member of any industry organisations?
Yes. Mildura Health Fund is a member of Private Healthcare Australia (PHA), a body that represents 20 registered health insurers and 97% of people covered by private health insurance.
It is also a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does Mildura Health Fund let me claim online or via an app?
Yes. Mildura Health Fund allows you to make a claim online via the Mildura Health Fund app.
