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ACA Health Benefits Fund (ACA Health) is a private health insurer that operates as a restricted health fund.
Background
ACA Health began in 1934 when the Australian Union Conference of the Seventh-day Adventist Church set up the Union Conference Medical Policy Fund. The aim was to give employees access to a fund that would help them pay for medical or hospital care.
In 1971, the original fund was replaced by the ACA Health Benefits Fund, which became a registered fund in 1986.
Who can join ACA Health?
ACA Health provides private health insurance for employees of the Seventh-day Adventist Church and their families.
You can join ACA Health If you are a past or present employee of:
Sanitarium Health and Wellbeing Company
Life Health Foods
Vitality Works
Sydney Adventist Hospital
Signs Publishing Company
Adventist Development & Relief Agency
Avondale College University
Adventist Schools
Adventist Retirement Villages
ACA Health Benefits Fund
Karalundi Aboriginal Education Centre
Mirriwinni Gardens Aboriginal Academy
A literature evangelist distributing for Home Health Education Service.
You can also join ACA Health if you are a past and present officer of the Seventh-day Adventist Church, which includes elders, deacons, deaconesses, Sabbath School leaders, bible coordinators and other local church officers.
You can even join ACA Health if you are a family member of a Seventh-day Adventist Church employee or officer. Eligible family members include:
partners/spouses and former partners
dependants
adult children
parents
grandchildren.
You do not have to be a Seventh-day Adventist to join ACA Health.
Does ACA Health have agreements with some private hospitals or day hospitals to provide services at low cost or with no out-of-pocket costs?
Yes. ACA Health has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location
Number of private Agreement Hospitals
Industry maximum
ACT
5
6
NSW
97
98
NT
2
2
QLD
49
60
SA
22
23
TAS
9
9
VIC
73
76
WA
21
24
ACA Health also has agreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Is ACA Health a member of any industry associations?
Yes. ACA Health is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Does ACA Health let me claim online or via an app?
Yes. ACA Health allows you to make a claim online or via the ACA Health Mobile Claiming App.
