Skip to content
Healthslips logo
Greenslips logo
Healthslips logo
Explore Overview
Cover Overview
Hospital Cover (9 articles) Extras Cover (5 articles) Ambulance Cover (5 articles) Excluded Treatments
Insurers Overview
AAMI Health Insurance ACA Health ahm AIA Health Insurance Allianz Care Australia APIA Health Insurance Astute Simplicity Health Australian Unity Bupa Health Insurance CBHS Corporate CBHS Health Defence Health Doctors Health Emergency Services Health Frank GMHBA GU Health HBF HCF HCi Health Partners HIF Hunter Health Insurance (by CDH Benefits Fund) ING Health Insurance Latrobe Health Services Medibank Mildura Health Fund Navy Health nib Nurses & Midwives Health onemedifund Peoplecare Phoenix Health Fund Police Health Priceline Health Insurance Qantas Insurance  Queensland Country Health Fund Real Health Insurance Reserve Bank Health Society (RBHS) rt health see-u Seniors Health Insurance  St Lukes Health Suncorp Health Insurance  Teachers Health Territory Health Fund  Transport Health TUH UniHealth Union Health  Westfund
Do you have a reference number?
Resume your calculation.
Healthslips logo Greenslips logo
Compare Every Insurer
No Commercial Bias
Cheapest Policy Guaranteed
Free Open Access
Compare Every Insurer
No Commercial Bias
advertisement ad placement
Hospital Cover
Cover

How should I decide what Hospital Cover tier is best for me?

Reviewed and updated 5 June 2023

The following steps can help you decide which Hospital Cover tier is best:

Step 1

Assess your and/or your family’s current health needs and consider what those needs are likely to be in the future. 

Step 2

Review the 38 clinical categories included in Hospital Cover and decide which tier matches your health needs:

  • Basic
  • Bronze
  • Silver 
  • Gold.

Step 3

Use our healthslips.com.au Calculator to compare all insurers and policies to get the cheapest price for your Hospital Cover.

It can tell you whether you can save on your Hospital Cover because you are eligible for the:

It can also tell you if your Hospital Cover will be more expensive because you have to pay the Lifetime Health Cover Loading.

How we’re different

We promise

  • Compare every insurer and
    every policy
  • No commercial bias on prices
    and information
  • Cheapest price guaranteed
  • Free open access

We calculate

  • A price for a new policy
  • A comparison of your existing policy
  • Your Government Rebate,
    Age-based Discount and
    Lifetime Health Cover Loading
calculate now
previous What is Basic, Bronze and Silver Plus Cover?
next Can I get Hospital-only Cover?

Related Content

Insulin Pumps
hospital cover
Clinical Category
Joint Reconstructions
hospital cover
Clinical Category
Pregnancy and Birth
hospital cover
Clinical Category
Breast Surgery (medically necessary)
hospital cover
Clinical Category
advertisement
calculate your health insurance