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Private Health Insurance
Guide

Will I get treatment faster if I have private health insurance?

Reviewed and updated 3 April 2024

If you have private health insurance, you may in certain situations receive treatment more quickly than someone without private health insurance.

You require emergency surgery to treat trauma or acute illness when you arrive at an emergency department.

As a public patient in a public hospital, you receive treatment immediately.

You require surgery that is classified as elective because it is booked in advance after a specialist clinical assessment.

If you go to a private hospital, you often receive treatment more quickly than if you were on a public waiting list.

Receiving treatment at a private hospital can be very expensive.

Most people who elect to go to a private hospital for surgery have Hospital Cover. 

This insurance helps them pay for the cost of being treated in a private hospital. 

However, there is nothing to stop you paying in full for being treated at a private hospital if you can afford it.

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