Essentials

So, you’re having a hospital procedure as a private patient, and you’re covered by private health insurance. That means your treatment is free, right? Unfortunately that’s probably not true. There are 4 types of costs you might face for Hospital Cover claims. Here’s what they are, and how to prepare for them: 1. Excess  Most...

If you’re looking for the best health insurance policy that meets your specific health needs and budget, the healthslips.com.au Calculator is your new BFF. Not only is it one of the only health comparison tools in Australia that compares every single policy on the market without any bias, it has some unique features that can...

Tonsillectomy is among the most common elective surgeries performed in Australia and there can be a long wait for public hospital treatment – up to 185 days (which is more than 6 months), Australian Institute of Health and Welfare data shows. You might choose to use health insurance and get treated at a private hospital,...

If you’ve visited a dentist to improve your smile recently, you might not have been smiling when you went to pay. Dental care in Australia is generally not covered by Medicare, which means it can hurt your hip pocket. Having Extras Cover is one way to eliminate dental bill shock, but often health insurance doesn’t...

If you’re using Hospital Cover to pay for surgery or a hospital procedure as a private patient, you probably assume your insurer will pick up the bill. But unfortunately health insurance doesn’t always cover 100% of the private hospital costs – sometimes there will be out-of-pocket costs, also known as Gaps.   So what is a...

If you’re looking for cheaper health cover, corporate health insurance policies are definitely worth considering. Depending on the policy and what’s on offer, taking out a corporate health insurance policy could save you money and get you benefits that might not be available to the general public.   Here’s everything you need to know about corporate...

If you have both Hospital Cover and Extras Cover with one insurer, you might assume that those 2 policies are treated as one policy. It turns out you can have Hospital and Extras cover as ‘separate’ policies – also called ‘split’ or ‘second’ or ‘standalone’ policies, depending on the terminology your insurer uses. This can...

If you’ve visited a pharmacy lately you’ll know that medicines can be expensive, even when they’re subsidised by the government. The good news is that if you’re prescribed medication that isn’t subsidised by the government, you might be able claim back some of those costs on private health insurance, depending on your cover. Here’s what...