The government has approved a 4.41% average health insurance premium rise for 2026 – the highest increase in 9 years. Every year, health insurers must apply to the Minister for Health and Ageing to raise premiums. Last year’s average increase was 3.73%, while the 2017 average was 4.84%. Policyholders will be advised of their premium change over the coming weeks, with new premiums effective from 1 April. The Private Health Insurance Rebate will also be reduced from 1 April...
Increased out-of-pocket costs for specialists are leading many Australians to delay or cancel specialist care, a recent study has found. A survey of 4,000 people by Private Healthcare Australia – peak body for the health insurance industry – found that 55% of people received a higher specialist bill than expected in the past 3 years, and almost one in 3 people had delayed or cancelled specialist care due to costs. The survey – which included 2,300 people...
The Australian Medical Association (AMA), an advocacy group for doctors, says private health insurance no longer provides value for money, and wants the government to overhaul the industry. The association’s annual Private Health Insurance Report Card, released today, found premium prices had doubled over the past 16 years, outstripping health inflation.“Australians are paying more for their...
Increased claim costs are putting health insurers under pressure, new data shows. The latest figures from industry regulator, the Australian Prudential Regulation Authority (APRA), show $5.2 million was paid for hospital treatment claims in the September 2025 quarter – an 8.0% increase compared with the same quarter last year and much higher than the growth in...
Specialist fees for private hospital care in Australia have increased dramatically – in some cases, by as much as 9 times, new data shows. Figures from Private Healthcare Australia, the peak body for the health insurance industry, found that average out-of-pocket fees charged for treating private patients have surged by staggering amounts between 2018-19 and 2023-24. Average...
The Minister of Health has warned health insurers to focus on providing value to customers when they apply to increase their premiums over the next few weeks. Private health insurers are allowed to raise premiums once a year only, subject to government approval. Insurer applications for 2026 premium increases are due in November, with approved prices...
Some ACT residents are being hit with shock bills for public hospital treatment, new figures show. Following news this week that health insurance premiums for ACT residents may rise by at least $180 next year, an analysis of billing records has revealed the high Gaps being paid for Canberra hospital treatment. Data from Private Healthcare Australia...
With public hospitals under strain, health insurers are paying out greater sums for private patient treatment, new data shows. Quarterly health insurance statistics released by the Australian Prudential Regulation Authority, which regulates the industry, showed a significant increase in the amount paid for Hospital Cover claims in the June 2025 quarter. Health insurers paid $4.98 billion...
CEO and Founder
Chief Operating Officer
Chief Technical Officer
Writer and Researcher
UX/UI Designer
Brand and Graphic Designer
Led by Chris Payne
If you’re looking for Hospital Cover that goes a little further than a Basic policy but your budget doesn’t stretch to Bronze, a Basic Plus health insurance policy could be the right fit for you. What’s the difference between Basic and Basic Plus Hospital Cover? Basic is the most affordable level of Hospital Cover, and by law...
If you’re looking for Hospital Cover at the lower end of the scale that’s good value for money, Bronze Plus Hospital Cover is worth considering. Offering more coverage than a Bronze policy, but not as extensive as a Silver policy, Bronze Plus might be a happy medium that meets your healthcare needs without the higher...
If Gold Hospital Cover is out of your budget but a Silver policy doesn’t cover as many health services and treatments as you need, a Silver Plus Hospital Cover policy might be the best form of health insurance for you. Silver Plus policies can be cheaper than Gold, and they often cover Joint Replacements –...
Being a single parent can mean needing to keep an extra tight grip on your finances. Regardless of whether or not you have a co-parent contributing to household costs, health insurance will be one of your larger expenses as a single parent. For that reason, you’ll want to get the best health insurance for single...
If there’s one thing you can count on as a parent, it’s that accidents and injuries are likely to happen. Whether it’s a sprain on the soccer field or grazes from falling off a bike, kids’ bodies often go through a bit of rough and tumble. While minor injuries aren’t a big deal, if you or...
If you’re taking out a health insurance policy for yourself only, or reviewing your existing policy because your health needs and budget may have changed, here’s what you need to consider to find the best cover for singles in Australia. Do I need health insurance for myself? The main benefit of private health insurance for one adult...
If you’re in a relationship, you might be wondering whether you can get more value from your health insurance by combining cover with your partner. Or perhaps your children have left home and moved onto their own health insurance policies, so you’re considering changing from a Family to a Couples policy. Either way, you’ll want...
Whether it’s dental visits or private hospital treatment for grommets, there are lots of good reasons to have private health insurance for your kids. But with living costs rising, you might be wondering whether you can get away with insuring your children only, and going without health cover for yourself and your partner. So, does...