Essentials

If you have both Hospital Cover and Extras Cover with one insurer, you might assume that those 2 policies are treated as one policy. It turns out you can have Hospital and Extras cover as ‘separate’ policies – also called ‘split’ or ‘second’ or ‘standalone’ policies, depending on the terminology your insurer uses. This can...

If you’ve visited a pharmacy lately you’ll know that medicines can be expensive, even when they’re subsidised by the government. The good news is that if you’re prescribed medication that isn’t subsidised by the government, you might be able claim back some of those costs on private health insurance, depending on your cover. Here’s what...

If you have a health condition and you’re worried it might disqualify you for health insurance, we have good news. In Australia, health insurers legally can’t deny you cover for a pre-existing condition nor for a family history of illness. But they can impose a waiting period, which means you won’t be able to claim...

If you want Hospital Cover that provides the bare essentials, Basic Hospital Cover could be your best bet. You’ll need to do your homework, though, as some Basic health insurance policies don’t provide much in the way of value – and they aren’t necessarily cheap, either. Using the healthslips.com.au Calculator, we found a $2,772.72 difference...

If you want more health cover than a Basic policy, a Bronze Hospital Cover policy could be a good choice, providing cover on 21 of the 38 hospital clinical categories which can be claimed on private health insurance. But that doesn’t mean all Bronze health insurance policies give you the same level of value –...

If you’re looking for the best Silver health insurance in Australia, price will naturally be one of the big factors in your decision. But you also need to consider what you get for that policy – paying more for a policy doesn’t automatically mean better cover.  Unlike most health-insurance comparison websites, here at healthslips.com.au we’re across...

When it comes to Gold tier Hospital Cover, not all policies are created equal. While Gold tier policies provide the maximum Hospital Cover – which means they cover ALL 38 clinical categories health insurers are allowed to cover – that doesn’t mean they provide the amount of value, per se. And they certainly aren’t priced...

The whole point of taking out health insurance is to reduce your health costs, so it can come as a bit of a shock to get a bill for medical treatments that are covered by your policy. Even though private health insurance covers you for certain health treatments, sometimes doctors and hospitals will charge more...