What’s the best Bronze health insurance? 

If you want more health cover than a Basic policy, a Bronze Hospital Cover policy could be a good choice, providing cover on 21 of the 38 hospital clinical categories which can be claimed on private health insurance. But that doesn’t mean all Bronze health insurance policies give you the same level of value – and they’re certainly not priced the same. In fact, we found more than $4,661.76 difference per year between the cheapest and most expensive Bronze Hospital Cover on the market, which is why we strongly recommend comparing every policy from every insurer before you sign up for health insurance.  

Here at healthslips.com.au, we’re across every health insurance policy available in Australia, and our calculator gives you all your policy options with unbiased results. Here’s how to find the best and cheapest Bronze health insurance in Australia. 

What’s the cheapest Bronze Hospital Cover? 

Using the healthslips.com.au calculator, we looked for Combined Hospital and Extras Bronze Cover for 2 adults with dependants (children) in Queensland, with a $750 excess. Here’s what we found: 

Both policies cover the same hospital services (clinical categories), but unlike the more expensive policy, the cheaper policy doesn’t include accident cover.

The treatments covered by Extras Cover on these 2 policies, however, were starkly different, with the cheaper policy covering only 13 treatments and the more expensive policy covering 21 of a possible 27 treatments.  

Bronze Plus policies are another option to consider, giving more cover than Bronze policies without the price point of Silver Hospital Cover. 

What’s the best Bronze Plus policy?

How do I find the best Silver health insurance?

How do I find the best Bronze health insurance? 

To find the best Bronze Hospital Cover for you, use the healthslips.com.au calculator – which is fast and free, and you don’t have to enter your personal details to see your results. We’re one of the only health insurance comparison sites that searches every policy from every insurer without any commercial bias.

Not sure whether Bronze is the right cover for you? Our calculator allows you to search and compare up to 10 policies across all different tiers (Basic, Bronze, Silver and Gold), highlighting the hospital services that are included or excluded. It’s an easy way to see all your options and focus in on the best level of cover for you, at a price that fits your budget. We can’t tell you which policy to choose, but with the unbiased results from our calculator, you’ve got all the tools you need to make an informed decision. 

Try the healthslips.com.au calculator today.

healthslips.com.au does not provide general or personalised advice. Your particular circumstances are likely to impact the accuracy, completeness and relevance of the information or results. Take this into account before making a decision and talk to an expert for financial advice.     

Trudie McConnochie

Writer and Researcher

Knowledge is power – that’s the guiding principle behind everything Trudie writes, and it’s a philosophy she brings to her work at healthslips.com.au. By breaking down complex information into easy-to-understand blogs and stories, she aims to empower Australians to make the best choices and an informed decision around private health insurance.

Trudie understands firsthand some of the complexity of private health insurance having moved to Australia from New Zealand and having to navigate a vastly different public healthcare system and health insurance structure.

Trudie holds a Bachelor of Communication Studies (journalism major) from the Auckland University of Technology.

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