What’s the best Silver health insurance? 

If you’re looking for the best Silver health insurance in Australia, price will naturally be one of the big factors in your decision. But you also need to consider what you get for that policy – paying more for a policy doesn’t automatically mean better cover.  

Unlike most health insurance comparison websites, here at healthslips.com.au we’re across every policy from every insurer on the market. We know how to find the best health cover available, so if you’re looking for Silver tier health insurance, here’s what to look for.  

What’s the cheapest Silver Hospital Cover? 

We used the healthslips.com.au calculator to search for Combined Hospital and Extras cover for 2 adults with children in Victoria. Here’s what we found: 

Both policies covered the same number of clinical categories (hospital services) on the Hospital Cover, but the cheaper policy did not include accident cover. Extras Cover differed substantially, with the more expensive policy providing cover for 25 out of 27 treatments, compared to just 13 treatments on the cheaper policy.

Another option in the Silver tier is a Silver Plus policy, which offers more cover than a standard Silver policy but not as much as Gold. It can be a good choice if you want more coverage without paying for a Gold policy.  

Find out whether Silver Plus policies are good value. 

As with all policies, it’s important to compare the details and find out what is covered, and what conditions apply. 

How do you find the best Silver Hospital Cover? 

To find the best Silver tier Hospital Cover for you, use the healthslips.com.au calculator, which compares every single policy in Australia quickly – for free. You don’t have to enter any contact details to get your results, and the calculator does not bias results towards any insurer. You can compare up to 10 policies at the same time, across Basic, Bronze, Silver and Gold, to see which policy will give you the cover you need at a price that suits your budget.

Try our calculator today. 

healthslips.com.au does not provide general or personalised advice. Your particular circumstances are likely to impact the accuracy, completeness and relevance of the information or results. Take this into account before making a decision and talk to an expert for financial advice.     

Trudie McConnochie

Writer and Researcher

Knowledge is power – that’s the guiding principle behind everything Trudie writes, and it’s a philosophy she brings to her work at healthslips.com.au. By breaking down complex information into easy-to-understand blogs and stories, she aims to empower Australians to make the best choices and an informed decision around private health insurance.

Trudie understands firsthand some of the complexity of private health insurance having moved to Australia from New Zealand and having to navigate a vastly different public healthcare system and health insurance structure.

Trudie holds a Bachelor of Communication Studies (journalism major) from the Auckland University of Technology.

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