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Australian Health System (25 articles) Private Health Insurance (29 articles) Private Health Insurers (14 articles) Medicare (28 articles) Medicare Benefits Schedule (MBS) (6 articles) Pharmaceutical Benefits Scheme (PBS) (8 articles) Public Hospitals (6 articles) Private Hospitals (6 articles) Medicare Levy (7 articles) Private Health Insurance Rebate (7 articles) Age-based Discount (5 articles) Lifetime Health Cover Loading (11 articles)

Hospital Cover (9 articles) Extras Cover (5 articles) Ambulance Cover (5 articles) Excluded Treatments

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Misunderstanding health insurance policy causes ‘bill shock’

Not understanding exactly what your health insurance policy covers could leave you with ‘bill shock’ later if you need surgery or another significant treatment. A recent ABC story explored the impact of discovering your health insurance doesn’t provide the level of cover you expected. It profiles two Australian women who faced large bills for hip...

Health insurance premiums to rise 3.03% on 1 April

Australians could be paying around 3.03% more for health insurance in 2024 after 1 April. The federal government has approved an average health insurance premium increase of 3.03% –but individual policies may rise or less, depending on the insurer. According to the ABC, the largest government-approved increases were 5.82% for CBHS Corporate Health, followed by...

Insured Australians paying $410 for hospital treatment, new data shows

Australians with health insurance are paying an average of $410.67 out of pocket for hospital treatment, according to the latest industry statistics released by APRA.

Out-of-pocket fees up by 300%, data shows

Out-of-pocket fees for elective in-hospital procedures have increased up to 300% in the past five years, says Private Healthcare Australia.

Health insurance saves the government $1,434 per person

Every Australian who takes out health insurance saves the government around $1,434 a year, a recent report has found.

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Trudie McConnochie

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Explore Overview

Guides Overview

Australian Health System (25 articles) Private Health Insurance (29 articles) Private Health Insurers (14 articles) Medicare (28 articles) Medicare Benefits Schedule (MBS) (6 articles) Pharmaceutical Benefits Scheme (PBS) (8 articles) Public Hospitals (6 articles) Private Hospitals (6 articles) Medicare Levy (7 articles) Private Health Insurance Rebate (7 articles) Age-based Discount (5 articles) Lifetime Health Cover Loading (11 articles)

Hospital Cover (9 articles) Extras Cover (5 articles) Ambulance Cover (5 articles) Excluded Treatments

Insurers Overview

AAMI Health Insurance

AIA Health Insurance

Allianz Care Australia

APIA Health Insurance

Astute Simplicity Health

Australian Unity

Bupa Health Insurance

Emergency Services Health

Health Partners

Hunter Health Insurance (by CDH Benefits Fund)

ING Health Insurance

Latrobe Health Services

Mildura Health Fund

Nurses & Midwives Health

Phoenix Health Fund

Priceline Health Insurance

Qantas Insurance

Queensland Country Health Fund

Real Health Insurance

Reserve Bank Health Society (RBHS)

Seniors Health Insurance

St Lukes Health

Suncorp Health Insurance

Teachers Health

Territory Health Fund

Transport Health

Westfund

Misunderstanding health insurance policy causes ‘bill shock’ Health insurance premiums to rise 3.03% on 1 April Insured Australians paying $410 for hospital treatment, new data shows Out-of-pocket fees up by 300%, data shows Health insurance saves the government $1,434 per person

Compare Overview

Calculate Cheapest Policy Search for a new policy based on your health cover needs and budget. We compare every insurer and every policy.

Compare Existing Policy Compare your existing policy with similar policies to meet your current health cover needs and budget. Compare every insurer and every policy.

compare existing policy

Calculate Rebate Discount & Loading Check if your health insurance price decreases or increases by calculating your Government Rebate, Age-based Discount and Lifetime Health Cover Loading.

personalise your price

About Us Overview

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Our Contributors Overview

Trudie McConnochie

Stephen Treacey

How We Make Money

How We Use Your Contact Information

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Home Explore Guides Private Health Insurance Rebate

Private Health Insurance Rebate

Guide

What is the Private Health Insurance Rebate?

Reviewed and updated 3 April 2024

The Private Health Insurance Rebate, also known as the Government Rebate, is a rebate the Australian Government pays to help cover the cost of your private health insurance.

If you are eligible, it is calculated as a percentage of the cost of your health insurance for:

NEXT How does the Private Health Insurance Rebate work?

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