see-u by HBF

Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)

Name: Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)
Brand: see-u by HBF
Price: 243.58 AUD

$243.58 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 499 260 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading, an Age-based Discount or an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17) and non-classified* dependant (18 - 22), as well as persons with a disability who qualify as a child and non-classified* dependant in these age ranges. *Non-classified dependant: Non-classified Dependant: A person who meets all of the following criteria: a. is aged 18 to 22 (inclusive); and b. does not have a partner (a person in a marital or de facto relationship with the Non-classified Dependant)

Policy ID: CPS/H33/NCLC2D

Source: Private Health Information Statement (PHIS)

Hospital Cover

This policy exempts you from the Medicare Levy Surcharge.
This policy provides accident cover - check with insurer for details.
This policy does not provide benefits for travel or accommodation outside of hospital.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Chemotherapy, radiotherapy and immunotherapy for cancer

Dental surgery

Diabetes management (excluding insulin pumps)

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Gynaecology

Hernia and appendix

Hospital psychiatric services

Joint reconstructions

Kidney and bladder

Male reproductive system

Miscarriage and termination of pregnancy

Pain management

Palliative care

Rehabilitation

Skin

Tonsils, adenoids and grommets

This policy does not include cover for

Assisted reproductive services

Back, neck and spine

Blood

Cataracts

Dialysis for chronic kidney failure

Heart and vascular system

Implantation of hearing devices

Insulin pumps

Joint replacements

Lung and chest

Pain management with device

Plastic and reconstructive surgery (medically necessary)

Podiatric surgery (provided by a registered podiatric surgeon)

Pregnancy and birth

Sleep studies

Weight loss surgery

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: You will have to pay an excess of $750 per admission. This is limited to a maximum of $750 per person and $1500 per policy per year.

Co-payments: Every time you go to hospital you will have to pay:

$50 per day for a shared room for overnight admissions - up to $250 per hospital stay
$50 per day for a private room for overnight admissions - up to $250 per hospital stay
$50 for day surgery (no overnight stay)

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods:

2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
12 months for other pre-existing conditions
2 months for all other treatments

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

For further information about this policy see: https://www.seeuhealthinsurance.com.au

Ambulance cover

In NSW & ACT this policy provides:

Emergency: With a waiting period of 1 day, limited to 2 services per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Coverage is for emergency ambulance transport or call-out fees only and is capped at 2 medically necessary emergency ambulance claims per person on the policy, per calendar year. Benefits are not payable for non-emergency call-out fees, non-emergency treatment or patient transfer that is not medically necessary.

For further information about this policy see: https://www.seeuhealthinsurance.com.au

Insurer Details

see-u by HBF

Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)

$243.58 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

1300 499 260 Sponsor link

Go to site Sponsor link

see-u by HBF

https://www.seeuhealthinsurance.com.au

info@seeuhealthinsurance.com.au

1300 499 260

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CPS/H33/NCLC2D

Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)

Policy ID: CPS/H33/NCLC2D

Hospital Cover

Ambulance cover

Insurer Details

see-u by HBF

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