Frank Health Insurance

Frank Bronze Hospital

Name: Frank Bronze Hospital + Frank Bundables $250
Brand: Frank Health Insurance
Price: 154.35 AUD

$154.35 / month

(Before Rebate, Discount & Loading)

Available in QLD

1300 209 428 Sponsor link

Go to site Sponsor link

Frank Health Insurance

Frank Bronze Hospital

$138.85 / month

(Before Rebate, Discount & Loading)

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading, an Age-based Discount or an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: GMH/H46/QIXX10

Source: Private Health Information Statement (PHIS)

This policy exempts you from the Medicare Levy Surcharge.
This policy does not provide accident cover.
This policy does not provide benefits for travel or accommodation outside of hospital.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Chemotherapy, radiotherapy and immunotherapy for cancer

Diabetes management (excluding insulin pumps)

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Gynaecology

Hernia and appendix

Hospital psychiatric services

Joint reconstructions

Kidney and bladder

Male reproductive system

Miscarriage and termination of pregnancy

Pain management

Palliative care

Rehabilitation

Skin

Tonsils, adenoids and grommets

This policy does not include cover for

Assisted reproductive services

Back, neck and spine

Blood

Cataracts

Dental surgery

Dialysis for chronic kidney failure

Heart and vascular system

Implantation of hearing devices

Insulin pumps

Joint replacements

Lung and chest

Pain management with device

Plastic and reconstructive surgery (medically necessary)

Podiatric surgery (provided by a registered podiatric surgeon)

Pregnancy and birth

Sleep studies

Weight loss surgery

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: You will have to pay an excess of $750 per admission. This is limited to a maximum of $750 per person and $750 per policy per year.

Co-payments: No co-payments

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods:

2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
12 months for other pre-existing conditions
2 months for all other treatments

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Contact Frank on 1300 437 265 or visit frankhealthinsurance.com.au

Frank Health Insurance

Frank Bronze Hospital

$15.50 / month

(Before Rebate, Discount & Loading)

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: GMH/I53/QMPR10

Source: Private Health Information Statement (PHIS)

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Chiropractic 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Endodontic 12

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Filling of one root canal: 50% of charge

General dental 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Fluoride treatment: 50% of charge
Scale & clean: 50% of charge
Periodic oral examination: 50% of charge

Major dental 12

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Surgical tooth extraction: 50% of charge
Full crown veneered: 50% of charge

Optical 6

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Multi-focal lenses & frames: 50% of charge
Single vision lenses & frames: 50% of charge

Orthodontic 12

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Braces for upper & lower teeth, including removal plus fitting of retainer: 50% of charge

Orthotics (podiatric orthoses) 12

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Orthotics supply & fit: 50% of charge

Osteopathy 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Physiotherapy 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Podiatry 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Psychology 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Remedial massage 2

$250 per policy

combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage

sub-limits apply

Initial visit: 50% of charge
Subsequent visit: 50% of charge

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: 50% of charge}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: 50% of charge}

{Scale & clean: 50% of charge}

{Periodic oral examination: 50% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Surgical tooth extraction: 50% of charge}

{Full crown veneered: 50% of charge}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Multi-focal lenses & frames: 50% of charge}

{Single vision lenses & frames: 50% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 50% of charge}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 50% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

{combined limit for acupuncture, chiropractic, endodontic, general dental, major dental, optical, orthodontic, orthotics (podiatric orthoses), osteopathy, physiotherapy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 50% of charge}

{Subsequent visit: 50% of charge}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Exercise physiology

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Non PBS pharmaceuticals

Occupational therapy

Speech therapy

Vaccinations

Other features of this general treatment cover: Psychology also includes Counselling, Mental Health Social Workers and Mental Health Nurses. Podiatry and Orthotics are combined under the same sub-limit. Orthodontic has a lifetime limit of $500 per person.

Frank Bronze Hospital

Hospital Cover

Policy ID: GMH/H46/QIXX10

Extras Cover

Policy ID: GMH/I53/QMPR10

Ambulance cover

Insurer Details

Frank Health Insurance

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