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Frank Health Insurance

Frank Lots Extras 80%

$273.05 / month

(Before Rebate, Discount & Loading)

Available in QLD

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: GMH/I11/QBET20

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person up to $800 per policy

combined limit for acupuncture, remedial massage & other services

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Ante-natal/Post-natal classes 2

$350 per policy

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Chiropractic 2

$400 per person up to $800 per policy

combined limit for chiropractic, osteopathy & other services

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Endodontic 12

$2,000 per person up to $4,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

  • Filling of one root canal: 80% of charge
General dental 2

$2,000 per person up to $4,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Fluoride treatment: 80% of charge
  • Scale & clean: 80% of charge
  • Periodic oral examination: 80% of charge
Major dental 12

$2,000 per person up to $4,000 per policy

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Surgical tooth extraction: 80% of charge
  • Full crown veneered: $600
Optical 6

$250 per person up to $500 per policy

  • Multi-focal lenses & frames: 80% of charge
  • Single vision lenses & frames: 80% of charge
Orthodontic 12

$2,000 per person up to $4,000 per policy

$2,900 lifetime limit

combined limit for endodontic, general dental, major dental, orthodontic & other services

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $700
Orthotics (podiatric orthoses) 12

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses), podiatry & other services

sub-limits apply

  • Orthotics supply & fit: 80% of charge
Osteopathy 2

$400 per person up to $800 per policy

combined limit for chiropractic, osteopathy & other services

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Physiotherapy 2

$400 per person up to $800 per policy

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Podiatry 2

$400 per person up to $800 per policy

combined limit for orthotics (podiatric orthoses), podiatry & other services

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Psychology 2

$400 per person up to $800 per policy

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Remedial massage 2

$400 per person up to $800 per policy

combined limit for acupuncture, remedial massage & other services

sub-limits apply

  • Initial visit: 80% of charge
  • Subsequent visit: 80% of charge
Vaccinations 2

$100 per person up to $50 per service up to $200 per policy

  • Per service: 80% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for acupuncture, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, osteopathy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person up to $4,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

Examples of maximum benefits

{Filling of one root canal: 80% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person up to $4,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: 80% of charge}

{Scale & clean: 80% of charge}

{Periodic oral examination: 80% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person up to $4,000 per policy}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Surgical tooth extraction: 80% of charge}

{Full crown veneered: $600}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person up to $4,000 per policy}

{$2,900 lifetime limit}

{combined limit for endodontic, general dental, major dental, orthodontic & other services}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $700}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses), podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, osteopathy & other services}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for orthotics (podiatric orthoses), podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for acupuncture, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: 80% of charge}

{Subsequent visit: 80% of charge}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person up to $50 per service up to $200 per policy}

Examples of maximum benefits

{Per service: 80% of charge}

This policy does not include General treatment (Extras) cover for
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Exercise physiology
Eye therapy (orthoptics)
Health management / Healthy lifestyle
Hearing aids
Home nursing
Non PBS pharmaceuticals
Occupational therapy
Speech therapy

Other features of this general treatment cover: Ambulance subscription benefits available in selected States & Territories. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Insurer Details

Frank Health Insurance

Frank Lots Extras 80%

$273.05 / month

(Before Rebate, Discount & Loading)

Available in QLD

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I11/QBET20

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