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Frank Health Insurance

Frank Vital Extras

$172.00 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: Dependant from the age of 18 to 20

Policy ID: GMH/I36/VLBD1D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person up to $600 per policy

combined limit for acupuncture & chinese medicine

  • Initial visit: $42
  • Subsequent visit: $42
Chinese medicine 2

$300 per person up to $600 per policy

combined limit for acupuncture & chinese medicine

  • Initial visit: $42
  • Subsequent visit: $42
Chiropractic 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $46
  • Subsequent visit: $46
Dietetics/dietary advice 2

$250 per person up to $500 per policy

  • Initial visit: $60
  • Subsequent visit: $60
Endodontic 12

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

  • Filling of one root canal: $121.8
Exercise physiology 2

$400 per person up to $800 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: $40
  • Subsequent visit: $40
Eye therapy (orthoptics) 2

$250 per person up to $500 per policy

  • Initial visit: $60
  • Subsequent visit: $60
General dental 2

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

  • Fluoride treatment: $23.5
  • Scale & clean: $78.8
  • Periodic oral examination: $38.7
Major dental 12

$850 per person up to $1,700 per policy

combined limit for endodontic, general dental & major dental

  • Surgical tooth extraction: $133.6
  • Full crown veneered: $650
Non PBS pharmaceuticals* 2

$175 per person up to $350 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $55
Occupational therapy 2

$250 per person up to $500 per policy

  • Initial visit: $60
  • Subsequent visit: $60
Optical 6

$225 per person up to $450 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$500 per person

$1,750 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$300 per person up to $600 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: $200
Osteopathy 2

$300 per person up to $600 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $50
  • Subsequent visit: $50
Physiotherapy 2

$400 per person up to $800 per policy

combined limit for exercise physiology, physiotherapy & other services

  • Initial visit: $55
  • Subsequent visit: $55
Podiatry 2

$300 per person up to $600 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $50
  • Subsequent visit: $50
Psychology 2

$250 per person up to $500 per policy

  • Initial visit: $70
  • Subsequent visit: $70
Remedial massage 2

$300 per person up to $600 per policy

  • Initial visit: $40
  • Subsequent visit: $40
Speech therapy 2

$250 per person up to $500 per policy

  • Initial visit: $60
  • Subsequent visit: $60
Vaccinations* 2

$175 per person up to $350 per policy

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $60
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture & chinese medicine}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $42}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $46}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Filling of one root canal: $121.8}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Fluoride treatment: $23.5}

{Scale & clean: $78.8}

{Periodic oral examination: $38.7}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person up to $1,700 per policy}

{combined limit for endodontic, general dental & major dental}

Examples of maximum benefits

{Surgical tooth extraction: $133.6}

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$175 per person up to $350 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $55}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$225 per person up to $450 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{$1,750 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: $200}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for exercise physiology, physiotherapy & other services}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $55}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $70}

{Subsequent visit: $70}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person up to $500 per policy}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Vaccinations*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$175 per person up to $350 per policy}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $60}

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Health management / Healthy lifestyle
Hearing aids
Home nursing

Other features of this general treatment cover: Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with no waiting period.

Call-out fees: Will not be paid.

Insurer Details

Frank Health Insurance

Frank Vital Extras

$172.00 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/I36/VLBD1D

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