Private Health Insurance

An ambulance service includes the treatment paramedics provide to sick or injured people in an emergency and transport to hospital in a vehicle designed to provide emergency care.Sometimes ambulances are used to transport patients between hospitals.In Australia, ambulance services use:Due to the vast distances, ambulance services also use helicopters and airplanes, especially in rural or...

No. Medicare does not cover the cost of being treated by paramedics and/or being transported in an ambulance.Depending on where you live, you may have to pay if you use an ambulance service or the state or territory government where you live could offer a free service.Find out how ambulance services operate in your state...

Ambulance services in Australia are run at a state and territory level, which means the way they operate varies depending on where you live. Whether or not you have to pay for treatment by paramedics or transport by ambulance also depends on where you live.In QLD and TAS, ambulance services are free for residents of those...

Ambulance Cover is a type of insurance that covers the cost of being treated by paramedics and transported in an ambulance.In some states and territories, you can take it out with a health insurer or subscribe to your local ambulance service. This applies to:If you subscribe to an ambulance service in these locations and have...

Ambulance Cover can vary depending on your insurer. You can check whether the cover is right for you and/or your family by asking your insurer these questions:

Extras Cover is a type of health insurance that helps you pay for out-of-hospital health services that are not covered by Medicare. It is also known as general treatment or ancillary cover.Extras Cover can include medical services and allied health services such as Physiotherapy, General Dental and Chiropractic.It is different from Hospital Cover, which covers the...

Extras Cover includes a broad range of common treatments.Unlike Hospital Cover, the Australian government has not put together a definitive list of what treatments fall under Extras Cover. Instead, it has specified 9 natural therapy treatments that private health insurers cannot cover.Some common Extras Cover treatments include:

How do you claim under Extras Cover?If you have Extras Cover, you can claim a percentage of the cost of health services covered under your policy. Generally, Extras Cover allows you to claim a:Usually, Extras Cover is subject to per claim, annual and lifetime limits.What is a per claim limit?A per claim limit is when your...