Private Health Insurance

About private health insuranceIn Australia, private health insurance is health insurance offered by registered private insurers.You can buy a private health insurance policy (Hospital Cover) to help cover the cost of being treated in hospital as a private patient rather than a public patient covered by Medicare.You can also take out a private health insurance...

Does private health insurance cover visits to a non-GP specialist? No. Private health insurance does not cover visits to see a non-GP specialist in their consulting rooms.Instead, visits to a non-GP specialist in their consulting rooms are covered by Medicare.If you are enrolled with Medicare, it will pay some or all of the cost:However, if you...

Does private health insurance cover visits to a GP? No. Private health insurance does not cover visits to see a General Practitioner (GP).Instead, visits to the GP are covered by Medicare.If you are enrolled with Medicare, it will pay some or all of the cost:

Residential Aged Care and private health insuranceWhat is Residential Aged Care?In Australia, Residential Aged Care is care for older people who can no longer live independently at home.It includes accommodation and 24-hour personal and nursing care, including:The idea behind Residential Aged Care is to ensure older people receive the support they need to maintain their...

Natural therapies and private health insuranceWhat is a natural therapy?A natural therapy is a complementary or alternative therapy used to diagnose, treat and prevent illness, including:In other words, natural therapies are treatments that fall outside conventional or mainstream medicine. Are natural therapies covered by private health insurance?At present, private insurers can cover only some natural therapies....

Home Care Packages and private health insuranceWhat are Home Care Packages?If you are older and have complex needs, you can get a Home Care Package to help you live independently in your own home.Many older people choose a Home Care Package because it helps them stay at home rather than go into Residential Aged Care.If...

Cosmetic surgery and private health insuranceWhat is cosmetic surgery?Cosmetic surgery is surgery that is designed to improve a person’s appearance by reshaping a bodily feature.In other words, cosmetic surgery is not performed for a medical reason.What is the difference between cosmetic surgery and plastic surgery?Plastic surgery is a broad field of medicine that includes reconstructive...

In this Guide, we provide an overview of private health insurance in Australia, as well as answer your most common questions.This Guide explains: