What questions should I ask before taking out Ambulance Cover?

Ambulance Cover can vary depending on your insurer. You can check whether the cover is right for you and/or your family by asking your insurer these questions:

• What is the waiting period for this policy?
• What type of transport does this cover? Both ground and air ambulance services?
• Am I covered if I travel interstate?
• Am I covered in both emergency and non-emergency situations? If the policy covers an emergency only, how does your insurer define an emergency?
• If I call an ambulance and require treatment but not transport, am I covered?
• Will I need to make a co-payment towards the use of the ambulance service?