Defence Health Limited

Saver Extras

Name: Saver Extras
Brand: Defence Health Limited
Price: 74.25 AUD

Restricted Insurer

$74.25 / month

(Before Rebate, Discount & Loading)

Available in QLD

1800 335 425 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: We continue to keep kids covered, no questions asked, until they turn 21.

Restricted insurer: Membership of this insurer is restricted to current or former members of the ADF and the Defence community and their families.

Policy ID: AHB/I7/QLSH2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

Visit a network dentist for quality dental care at special member prices. Plus, network optical providers offer no-gap glasses and discounts on other optical purchases up to the optical limit. See https://www.defencehealth.com.au/Health-Insurance/Find-Providers-and-Hospitals.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$150 per person

combined limit for acupuncture, remedial massage & other services

Initial visit: $63
Subsequent visit: $51

Chiropractic 2

$200 per person

combined limit for chiropractic & osteopathy

Initial visit: $55
Subsequent visit: $36

Exercise physiology 2

$200 per person

combined limit for exercise physiology & physiotherapy

Initial visit: $64
Subsequent visit: $45

General dental 2

$400 per person

Fluoride treatment: $16.4
Scale & clean: $60.4
Periodic oral examination: $30.8

Optical 2

$150 per person

Multi-focal lenses & frames: 100% of charge
Single vision lenses & frames: 100% of charge

Osteopathy 2

$200 per person

combined limit for chiropractic & osteopathy

Initial visit: $67
Subsequent visit: $54

Physiotherapy 2

$200 per person

combined limit for exercise physiology & physiotherapy

Initial visit: $82
Subsequent visit: $67

Psychology 2

$100 per person

Initial visit: $100
Subsequent visit: $100

Remedial massage 2

$150 per person

combined limit for acupuncture, remedial massage & other services

Initial visit: $50
Subsequent visit: $42

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $63}

{Subsequent visit: $51}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $36}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $64}

{Subsequent visit: $45}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Fluoride treatment: $16.4}

{Scale & clean: $60.4}

{Periodic oral examination: $30.8}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $67}

{Subsequent visit: $54}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for exercise physiology & physiotherapy}

Examples of maximum benefits

{Initial visit: $82}

{Subsequent visit: $67}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Initial visit: $100}

{Subsequent visit: $100}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

{combined limit for acupuncture, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $42}

Myotherapy combined with Remedial Massage and Acupuncture limits, initial consultation up to $57, subsequent consultation up to $48. Group Physiotherapy sessions up to $24, and Group Exercise Physiology sessions up to $15, both part of combined Physiotherapy and Exercise Physiology limit. Benefits covered for Online Cognitive Behavioural Therapy Courses, up to $50 per course combined with Psychology limit.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Endodontic

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Major dental

Non PBS pharmaceuticals

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Speech therapy

Vaccinations

Other features of this general treatment cover: Group Physiotherapy and Group Exercise physiology included in the combined Physiotherapy and Exercise physiology limit. Myotherapy included with Acupuncture and Remedial massage combined limit. Benefits covered for Online Cognitive Behavioural Therapy Courses are covered under Psychology limit.

For further information about this policy see: https://www.defencehealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: Comprehensive cover for ambulance services by state-appointed ambulance providers across Australia. This includes emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services. Non-emergency services are those that are classed as clinically necessary; for example, you need to be monitored by a paramedic during transport. Patient transfer services and transport services by Patient Transport vehicles are not ambulance services and are not claimable.

For further information about this policy see: https://www.defencehealth.com.au/

Insurer Details

Defence Health Limited

Saver Extras

Restricted Insurer

$74.25 / month

(Before Rebate, Discount & Loading)

Available in QLD

1800 335 425 Sponsor link

Go to site Sponsor link

Defence Health Limited

http://www.defencehealth.com.au

info@defencehealth.com.au

1800 335 425

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/I7/QLSH2Y

Saver Extras

Policy ID: AHB/I7/QLSH2Y

Extras Cover

Ambulance cover

Insurer Details

Defence Health Limited

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