ahm health insurance

choosable 60 – teeth / muscle & bone

Name: choosable 60 – teeth / muscle & bone
Brand: ahm health insurance
Price: 164.3 AUD

$164.30 / month

(Before Rebate, Discount & Loading)

Available in VIC

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You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 30) and non-students (21 to 30), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: ahm covers child dependants up to the age of 21.

Policy ID: AHM/I102/VGLK2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

ahm Health Insurance does not operate a preferred provider scheme. Included Extras benefits apply to any recognised provider. See https://members.ahm.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Chiropractic 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Endodontic 12

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

Filling of one root canal: 60% of charge

Exercise physiology 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

General dental 2

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

Fluoride treatment: 60% of charge
Scale & clean: 60% of charge
Surgical tooth extraction: 60% of charge
Periodic oral examination: 60% of charge

Major dental 12

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

Full crown veneered: 60% of charge

Orthodontic 12

$800 per person up to $1,600 per policy

$1,800 lifetime limit

combined limit for endodontic, general dental, major dental & orthodontic

Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge

Osteopathy 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Physiotherapy 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

Initial visit: 60% of charge
Subsequent visit: 60% of charge

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Major dental

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{$1,800 lifetime limit}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

This cover includes no gap dental check-ups at select dentists. Learn more at ahm.com.au/nogap

This policy does not include General treatment (Extras) cover for

Acupuncture

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Chinese medicine

Dietetics/dietary advice

Eye therapy (orthoptics)

Health management / Healthy lifestyle

Hearing aids

Home nursing

Non PBS pharmaceuticals

Occupational therapy

Optical

Orthotics (podiatric orthoses)

Podiatry

Psychology

Remedial massage

Speech therapy

Vaccinations

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Unlimited benefits for medically necessary ambulance trips to the nearest hospital that is able to provide the level of care you require. TAS and QLD have State schemes to cover ambulance services for residents of those States.

Insurer Details

ahm health insurance

choosable 60 – teeth / muscle & bone

$164.30 / month

(Before Rebate, Discount & Loading)

Available in VIC

134 246 Sponsor link

Go to site Sponsor link

ahm health insurance

http://www.ahm.com.au

134 246

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/I102/VGLK2Y

choosable 60 – teeth / muscle & bone

Policy ID: AHM/I102/VGLK2Y

Extras Cover

Ambulance cover

Insurer Details

ahm health insurance

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