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ahm health insurance

choosable 60 – teeth / wellbeing / muscle & bone

$123.10 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: AHM/I106/WGSB20

Source: Private Health Information Statement (PHIS)

Extras Cover

ahm Health Insurance does not operate a preferred provider scheme. Included Extras benefits apply to any recognised provider. See https://members.ahm.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chinese medicine 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Chiropractic 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Dietetics/dietary advice 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Endodontic 12

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 60% of charge
Exercise physiology 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
General dental 2

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 60% of charge
  • Scale & clean: 60% of charge
  • Surgical tooth extraction: 60% of charge
  • Periodic oral examination: 60% of charge
Health management / Healthy lifestyle 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Health management: 60% of charge
Major dental 12

$800 per person up to $1,600 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Full crown veneered: 60% of charge
Non PBS pharmaceuticals 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Per eligible prescription: 60% of charge
Occupational therapy 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Orthodontic 12

$800 per person up to $1,600 per policy

$1,800 lifetime limit

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge
Osteopathy 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Physiotherapy 2

$400 per person up to $800 per policy

combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Psychology 0

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Remedial massage 2

$300 per person up to $600 per policy

combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services

  • Initial visit: 60% of charge
  • Subsequent visit: 60% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 60% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 60% of charge}

{Scale & clean: 60% of charge}

{Surgical tooth extraction: 60% of charge}

{Periodic oral examination: 60% of charge}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Health management: 60% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 60% of charge}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Per eligible prescription: 60% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per person up to $1,600 per policy}

{$1,800 lifetime limit}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 60% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person up to $800 per policy}

{combined limit for chiropractic, exercise physiology, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person up to $600 per policy}

{combined limit for acupuncture, chinese medicine, dietetics/dietary advice, health management / healthy lifestyle, non pbs pharmaceuticals, occupational therapy, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 60% of charge}

{Subsequent visit: 60% of charge}

This product also includes: Hypnotherapy and counselling. Also includes Health Improvement Benefits including: yoga class and courses, Pilates class and courses, quit smoking, disease management association fees, Cancer Council UV products, stress management courses, preventative tests, scans and screenings, health checks, exercise classes, swimming lessons (for ages 0-17 years). Conditions and annual limits apply. Please refer to product guide for more details.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Eye therapy (orthoptics)
Hearing aids
Home nursing
Optical
Orthotics (podiatric orthoses)
Podiatry
Speech therapy
Vaccinations

Ambulance cover

In WA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Unlimited benefits for medically necessary ambulance trips to the nearest hospital that is able to provide the level of care you require. TAS and QLD have State schemes to cover ambulance services for residents of those States.

Insurer Details

ahm health insurance

choosable 60 – teeth / wellbeing / muscle & bone

$123.10 / month

(Before Rebate, Discount & Loading)

Available in WA

ahm health insurance

http://www.ahm.com.au

134 246

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/I106/WGSB20

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