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ahm health insurance

value extras

$46.05 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: AHM/I120/SGUS10

Source: Private Health Information Statement (PHIS)

Extras Cover

ahm Health Insurance does not operate a preferred provider scheme. Included Extras benefits apply to any recognised provider. See https://members.ahm.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$200 per policy

combined limit for acupuncture, exercise physiology & remedial massage

  • Initial visit: $18
  • Subsequent visit: $18
Chiropractic 0

$200 per policy

  • Initial visit: $34
  • Subsequent visit: $26
Endodontic 12

$650 per policy

combined limit for endodontic, general dental, major dental & other services

  • Filling of one root canal: $108.5
Exercise physiology 0

$200 per policy

combined limit for acupuncture, exercise physiology & remedial massage

  • Initial visit: $18
  • Subsequent visit: $18
General dental 0

$650 per policy

combined limit for endodontic, general dental, major dental & other services

sub-limits apply

  • Fluoride treatment: $21.4
  • Scale & clean: $66.3
  • Surgical tooth extraction: $99
  • Periodic oral examination: $28.55
Health management / Healthy lifestyle 0

$100 per policy

combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology

  • Health management: $10
Major dental 12

$650 per policy

combined limit for endodontic, general dental, major dental & other services

  • Full crown veneered: $459
Non PBS pharmaceuticals 0

$100 per policy

combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology

  • Per eligible prescription: $40
Optical 0

$180 per policy

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Osteopathy 0

$200 per policy

  • Initial visit: $34
  • Subsequent visit: $26
Physiotherapy 0

$200 per policy

  • Initial visit: $34
  • Subsequent visit: $26
Psychology 0

$100 per policy

combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology

  • Initial visit: $53
  • Subsequent visit: $34
Remedial massage 0

$200 per policy

combined limit for acupuncture, exercise physiology & remedial massage

  • Initial visit: $23
  • Subsequent visit: $23
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for acupuncture, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $18}

{Subsequent visit: $18}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $26}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Filling of one root canal: $108.5}

Exercise physiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for acupuncture, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $18}

{Subsequent visit: $18}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for endodontic, general dental, major dental & other services}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $21.4}

{Scale & clean: $66.3}

{Surgical tooth extraction: $99}

{Periodic oral examination: $28.55}

Health management / Healthy lifestyle

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

{combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology}

Examples of maximum benefits

{Health management: $10}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$650 per policy}

{combined limit for endodontic, general dental, major dental & other services}

Examples of maximum benefits

{Full crown veneered: $459}

Non PBS pharmaceuticals

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

{combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology}

Examples of maximum benefits

{Per eligible prescription: $40}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$180 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $26}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $26}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

{combined limit for health management / healthy lifestyle, non pbs pharmaceuticals & psychology}

Examples of maximum benefits

{Initial visit: $53}

{Subsequent visit: $34}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per policy}

{combined limit for acupuncture, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $23}

{Subsequent visit: $23}

This cover also includes Health Improvement Benefits including: Yoga, Pilates, Quit Smoking, Disease management association fees, Cancer Council UV products, Stress management courses, Preventative tests, scans and screenings, Health checks and Exercise classes. Conditions and annual limits apply. Please refer to product guide for more details. This product also includes unlimited emergency ambulance.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Blood glucose monitors
Chinese medicine
Dietetics/dietary advice
Eye therapy (orthoptics)
Hearing aids
Home nursing
Occupational therapy
Orthodontic
Orthotics (podiatric orthoses)
Podiatry
Speech therapy
Vaccinations

Ambulance cover

In SA this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: Unlimited benefits for medically necessary ambulance trips to the nearest hospital that is able to provide the level of care you require. TAS and QLD have State schemes to cover ambulance services for residents of those States.

Insurer Details

ahm health insurance

value extras

$46.05 / month

(Before Rebate, Discount & Loading)

Available in SA

ahm health insurance

http://www.ahm.com.au

134 246

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/I120/SGUS10

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