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Bupa HI Pty Ltd

General Extras

$179.75 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: A non-classified dependent person will be treated as a Dependent Child for the purpose of cover and benefits. Details of study status are required for dependants from age 21.

Policy ID: BUP/I2/NDGW1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 60% back, up to your yearly limits. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$400 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $16
  • Subsequent visit: $16
Blood glucose monitors* 12

$500 per person

combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Per monitor: 60% of charge
Chinese medicine 2

$400 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $17
  • Subsequent visit: $17
Chiropractic* 2

$350 per person up to $700 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $31.5
  • Subsequent visit: $21.5
Dietetics/dietary advice 2

$300 per person

  • Initial visit: $26
  • Subsequent visit: $20
Endodontic 12

$400 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $130
Exercise physiology 2

$400 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

  • Initial visit: $16
  • Subsequent visit: $16
Eye therapy (orthoptics) 2

$300 per person

  • Initial visit: $37
  • Subsequent visit: $29
General dental* 2

No annual limit

  • Fluoride treatment: $16
  • Scale & clean: $50.5
  • Surgical tooth extraction: $62.6
  • Periodic oral examination: $24.5
Hearing aids* 12

$500 per person

combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Hearing aid: 60% of charge
Major dental* 12

$400 per person

combined limit for endodontic & major dental

  • Full crown veneered: $635
Non PBS pharmaceuticals* 2

$650 per person

  • Per eligible prescription: $40
Occupational therapy 2

$300 per person

  • Initial visit: $58
  • Subsequent visit: $47.5
Optical 2

$180 per person

  • Multi-focal lenses & frames: $180
  • Single vision lenses & frames: $161.5
Orthodontic 12

$900 per person

$1,800 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$500 per person

combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Orthotics supply & fit: 60% of charge
Osteopathy* 2

$350 per person up to $700 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: $38.5
  • Subsequent visit: $26.5
Physiotherapy 2

$600 per person

  • Initial visit: $34
  • Subsequent visit: $27
Podiatry* 2

$300 per person

  • Initial visit: $24
  • Subsequent visit: $23
Psychology 2

$300 per person

  • Initial visit: $46
  • Subsequent visit: $39.5
Remedial massage 2

$400 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

sub-limits apply

  • Initial visit: $13
  • Subsequent visit: $14.5
Speech therapy 2

$300 per person

  • Initial visit: $37
  • Subsequent visit: $29
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $16}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: 60% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $17}

{Subsequent visit: $17}

Chiropractic*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $31.5}

{Subsequent visit: $21.5}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $20}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $130}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $16}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $29}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $16}

{Scale & clean: $50.5}

{Surgical tooth extraction: $62.6}

{Periodic oral examination: $24.5}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: 60% of charge}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $635}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$650 per person}

Examples of maximum benefits

{Per eligible prescription: $40}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $58}

{Subsequent visit: $47.5}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$180 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $180}

{Single vision lenses & frames: $161.5}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$900 per person}

{$1,800 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, hearing aids, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: 60% of charge}

Osteopathy*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $700 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $38.5}

{Subsequent visit: $26.5}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Initial visit: $34}

{Subsequent visit: $27}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $23}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $39.5}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $13}

{Subsequent visit: $14.5}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $37}

{Subsequent visit: $29}

Online Doctors Appointments, 100% of charge up to the yearly service limit of 3 per person, benefits payable for Blua Online Doctor Appointments only, benefits are not payable for services included in the Medicare Benefit Schedule (MBS), refer to blua.bupa.com.au for more details. Travel 100% up to $100. Accommodation (per night) $40 up to $150. Where applicable, benefits will be paid under your Hospital cover (cannot claim benefits on both hospital and extras for the same trip). Eligibility criteria apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Blood glucose monitors, hearing aids, orthotics, and other health aids, are payable under the Health Appliances category up to $500 per year. Sub-limits and restrictions apply. Blood glucose monitors are payable once per year (sub-limit $400). Hearing aids are payable once every 3 years. To find out about other health appliances included and relevant sub-limits and restrictions, please contact us.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Health management / Healthy lifestyle
Home nursing
Vaccinations

Other features of this general treatment cover: The longer you're with Bupa, the more you get back. For selected services, your yearly limit increases each calendar year, up to a set amount.

Ambulance cover

Health Care Concession Card, Pensioner Concession Card, and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

General Extras

$179.75 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I2/NDGW1Y

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