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Bupa HI Pty Ltd

Premium 90 Visitors Cover with Excess Extras

Corporate Policy

$206.45 / month

(Before Rebate, Discount & Loading)

Available in WA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: BUP/I21B/WCUP10

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll have lower out-of-pocket costs. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Ante-natal/Post-natal classes 2

$400 per policy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Blood glucose monitors* 12

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Per monitor: 90% of charge
Chinese medicine 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Chiropractic 2

$550 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Dietetics/dietary advice 2

$500 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Endodontic 12

$1,200 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Filling of one root canal: 90% of charge
Exercise physiology 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Eye therapy (orthoptics) 2

$500 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
General dental* 2

$1,200 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Fluoride treatment: 90% of charge
  • Scale & clean: 90% of charge
  • Surgical tooth extraction: 90% of charge
  • Periodic oral examination: 90% of charge
Health management / Healthy lifestyle 6

$100 per policy

  • Health management: 90% of charge
Hearing aids* 12

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Hearing aid: 90% of charge
Home nursing* 2

$350 per policy

  • Initial visit: 90% of charge
  • Subsequent visit: $90
Major dental* 12

$1,200 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Full crown veneered: 90% of charge
Non PBS pharmaceuticals* 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Per eligible prescription: 90% of charge
Occupational therapy 2

$500 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Optical 2

$300 per policy

  • Multi-focal lenses & frames: 90% of charge
  • Single vision lenses & frames: 90% of charge
Orthodontic 12

$1,200 per policy

combined limit for endodontic, general dental, major dental & orthodontic

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge
Orthotics (podiatric orthoses)* 12

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Orthotics supply & fit: 90% of charge
Osteopathy 2

$550 per policy

combined limit for chiropractic & osteopathy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Physiotherapy 2

$550 per policy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Podiatry 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Psychology 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Remedial massage 2

$700 per policy

combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Speech therapy 2

$500 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: 90% of charge
  • Subsequent visit: 90% of charge
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Per monitor: 90% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$550 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: 90% of charge}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: 90% of charge}

{Scale & clean: 90% of charge}

{Surgical tooth extraction: 90% of charge}

{Periodic oral examination: 90% of charge}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$100 per policy}

Examples of maximum benefits

{Health management: 90% of charge}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Hearing aid: 90% of charge}

Home nursing*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: $90}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: 90% of charge}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Per eligible prescription: 90% of charge}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: 90% of charge}

{Single vision lenses & frames: 90% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,200 per policy}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 90% of charge}

Orthotics (podiatric orthoses)*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Orthotics supply & fit: 90% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$550 per policy}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$550 per policy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, blood glucose monitors, chinese medicine, exercise physiology, hearing aids, non pbs pharmaceuticals, orthotics (podiatric orthoses), podiatry, psychology, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: 90% of charge}

{Subsequent visit: 90% of charge}

Online Doctor Appointments, 100% of charge up to the yearly service limit of 6 per person, benefits payable for Blua Online Doctor Appointments only, benefits are not payable for services included in the Medicare Benefit Schedule (MBS), refer to blua.bupa.com.au for more details. Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Blood glucose monitors, hearing aids, orthotics, and other health aids, are payable under the Health Appliances category, which share a yearly limit with other services specified in list. Sub-limits and restrictions apply. Blood glucose monitors are payable once per year. Hearing aids are payable once every 3 years. To find out about other health appliances included and relevant sub-limits and restrictions, please contact us.

This policy does not include General treatment (Extras) cover for
Audiology
Vaccinations

Other features of this general treatment cover: The longer you're with Bupa, the more you get back. For selected services, your yearly limit increases each calendar year, up to a set amount.

Ambulance cover

In WA this policy provides:

Emergency: Unlimited with no waiting period.

Non-emergency: Transport with no waiting period, limited to 3 services per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. You are covered for three non-emergency ambulance services per person per calendar year provided by a Bupa recognised ambulance service. The following ambulance services are recognised: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you’re eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Premium 90 Visitors Cover with Excess Extras

Corporate Policy

$206.45 / month

(Before Rebate, Discount & Loading)

Available in WA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I21B/WCUP10

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