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Bupa HI Pty Ltd

Extracover

$154.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: A non-classified dependent person will be treated as a Dependent Child for the purpose of cover and benefits. Details of study status are required for dependants from age 21.

Policy ID: BUP/I32/NFKP1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 70% back, up to your yearly limits. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Ante-natal/Post-natal classes 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

  • Initial visit: $10
  • Subsequent visit: $10
Blood glucose monitors 12

$1,000 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Per monitor: $105.35
Chiropractic 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

  • Initial visit: $39
  • Subsequent visit: $25
Dietetics/dietary advice 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

  • Initial visit: $53
  • Subsequent visit: $28
Endodontic 12

$1,000 per person

combined limit for endodontic & major dental

sub-limits apply

  • Filling of one root canal: $130
Eye therapy (orthoptics) 0

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

  • Initial visit: $25
  • Subsequent visit: $20
General dental* 2

No annual limit

  • Fluoride treatment: $18.5
  • Scale & clean: $32
  • Surgical tooth extraction: $42.6
  • Periodic oral examination: $20
Hearing aids 12

$500 per person

  • Hearing aid: $500
Home nursing* 2

$500 per person

  • Initial visit: $10
  • Subsequent visit: $10
Major dental* 12

$1,000 per person

combined limit for endodontic & major dental

sub-limits apply

  • Full crown veneered: $635
Non PBS pharmaceuticals* 2

$500 per person

  • Per eligible prescription: $50
Occupational therapy 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

  • Initial visit: $68
  • Subsequent visit: $44
Optical 2

$200 per person

  • Multi-focal lenses & frames: $178
  • Single vision lenses & frames: $136
Orthodontic* 12

$875 per person

$1,650 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses)* 12

$1,000 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

sub-limits apply

  • Orthotics supply & fit: $75
Osteopathy 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

  • Initial visit: $31
  • Subsequent visit: $22
Physiotherapy 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

  • Initial visit: $28
  • Subsequent visit: $22.5
Podiatry* 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

  • Initial visit: $22
  • Subsequent visit: $19
Psychology 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

  • Initial visit: $46
  • Subsequent visit: $34
Speech therapy 2

$1,250 per person up to $300 per service

combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

  • Initial visit: $41
  • Subsequent visit: $26
Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $10}

{Subsequent visit: $10}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Per monitor: $105.35}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $25}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $53}

{Subsequent visit: $28}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $130}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $25}

{Subsequent visit: $20}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $18.5}

{Scale & clean: $32}

{Surgical tooth extraction: $42.6}

{Periodic oral examination: $20}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Hearing aid: $500}

Home nursing*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Initial visit: $10}

{Subsequent visit: $10}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $635}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: $50}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $68}

{Subsequent visit: $44}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $178}

{Single vision lenses & frames: $136}

Orthodontic*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$875 per person}

{$1,650 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: $75}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $31}

{Subsequent visit: $22}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $28}

{Subsequent visit: $22.5}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $22}

{Subsequent visit: $19}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $46}

{Subsequent visit: $34}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,250 per person up to $300 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $41}

{Subsequent visit: $26}

Online Doctors Appointments, 100% of charge up to the yearly service limit of 3 per person, benefits payable for Blua Online Doctor Appointments only, benefits are not payable for services included in the Medicare Benefit Schedule (MBS), refer to blua.bupa.com.au for more details. Travel 100% up to $100. Accommodation (per night) $30 up to $150. Where applicable, benefits will be paid under your Hospital cover (cannot claim benefits on both hospital and extras for the same trip). Eligibility criteria apply. Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply. Blood glucose monitors, orthotics, and other health aids are payable under the Health Appliances category up to $1000 per year. Sub-limits and restrictions apply. Blood glucose monitors are payable once per year. To find out about other health appliances included and relevant sub-limits and restrictions, please contact us.

This policy does not include General treatment (Extras) cover for
Acupuncture
Audiology
Chinese medicine
Exercise physiology
Health management / Healthy lifestyle
Remedial massage
Vaccinations

Other features of this general treatment cover: Includes cover for Home/Bush Nursing & School Accidents. Physio has a separate sub-limit of $800 per person. More at myBupa.com.au & in the Important Information Guide at bupa.com.au

Ambulance cover

In NSW & ACT this policy provides:

Emergency: With no waiting period, limited to 2 services per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: You are covered for the costs associated with emergency ambulance transport services (via air or road), including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service capped at one trip for singles and two trips for couples memberships per calendar year. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Extracover

$154.90 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I32/NFKP1Y

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