Bupa HI Pty Ltd

Everyday Extras

Name: Everyday Extras
Brand: Bupa HI Pty Ltd
Price: 131.2 AUD

$131.20 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

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You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20), students (21 - 31) and non-students (21 to 31), as well as persons with a disability who qualify as a child, non-classified* dependant, student and non-student in these age ranges. *Non-classified dependant: A non-classified dependent person will be treated as a Dependent Child for the purpose of cover and benefits. Details of study status are required for dependants from age 21.

Policy ID: BUP/I33/NFKW1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 70% back, up to your yearly limits. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

Initial visit: $31.5
Subsequent visit: $24.5

Ante-natal/Post-natal classes 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

Initial visit: $17.5
Subsequent visit: $17.5

Chinese medicine 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

Initial visit: $21
Subsequent visit: $21

Chiropractic 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

Initial visit: $39
Subsequent visit: $25

Endodontic 12

$300 per person

combined limit for endodontic & major dental

Filling of one root canal: $130

Exercise physiology 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

Initial visit: $24.5
Subsequent visit: $21

Eye therapy (orthoptics) 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

Initial visit: $42
Subsequent visit: $35

General dental* 2

$300 per person

Fluoride treatment: $15
Scale & clean: $52.5
Surgical tooth extraction: $107.75
Periodic oral examination: $24

Health management / Healthy lifestyle 6

$100 per person

Health management: 50% of charge

Major dental* 12

$300 per person

combined limit for endodontic & major dental

Full crown veneered: $300

Non PBS pharmaceuticals* 2

$150 per person

Per eligible prescription: $50

Occupational therapy 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

Initial visit: $112
Subsequent visit: $63

Optical 2

$185 per person

Single vision lenses & frames: $163.5

Osteopathy 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

Initial visit: $49
Subsequent visit: $45.5

Physiotherapy 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

Initial visit: $38.5
Subsequent visit: $30.5

Podiatry 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

Initial visit: $30
Subsequent visit: $26

Psychology 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

sub-limits apply

Initial visit: $80.5
Subsequent visit: $71.5

Remedial massage 2

$200 per person

combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage

Initial visit: $31
Subsequent visit: $29.5

Speech therapy 2

$350 per person up to $200 per service

combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services

Initial visit: $73
Subsequent visit: $40

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $31.5}

{Subsequent visit: $24.5}

Ante-natal/Post-natal classes

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $17.5}

{Subsequent visit: $17.5}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $21}

{Subsequent visit: $21}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $39}

{Subsequent visit: $25}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $130}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $24.5}

{Subsequent visit: $21}

Eye therapy (orthoptics)

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $42}

{Subsequent visit: $35}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Fluoride treatment: $15}

{Scale & clean: $52.5}

{Surgical tooth extraction: $107.75}

{Periodic oral examination: $24}

Health management / Healthy lifestyle

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Health management: 50% of charge}

Major dental*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $300}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Per eligible prescription: $50}

Occupational therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $112}

{Subsequent visit: $63}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$185 per person}

Examples of maximum benefits

{Single vision lenses & frames: $163.5}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $49}

{Subsequent visit: $45.5}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $38.5}

{Subsequent visit: $30.5}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $30}

{Subsequent visit: $26}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $80.5}

{Subsequent visit: $71.5}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology & remedial massage}

Examples of maximum benefits

{Initial visit: $31}

{Subsequent visit: $29.5}

Speech therapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$350 per person up to $200 per service}

{combined limit for ante-natal/post-natal classes, chiropractic, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, speech therapy & other services}

Examples of maximum benefits

{Initial visit: $73}

{Subsequent visit: $40}

Online Doctors Appointments, 100% of charge up to the yearly service limit of 3 per person, benefits payable for Blua Online Doctor Appointments only, benefits are not payable for services included in the Medicare Benefit Schedule (MBS), refer to blua.bupa.com.au for more details. Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply.

This policy does not include General treatment (Extras) cover for

Audiology

Blood glucose monitors

Dietetics/dietary advice

Hearing aids

Home nursing

Orthodontic

Orthotics (podiatric orthoses)

Vaccinations

Other features of this general treatment cover: When requiring urgent hospital treatment as the result of an accident, the Accident Benefit can boost extras limits (subject to eligibility criteria).

Ambulance cover

In NSW & ACT this policy provides:

Emergency: With no waiting period, limited to 2 services per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: You are covered for the costs associated with emergency ambulance transport services (via air or road), including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service capped at one trip for singles and two trips for couples memberships per calendar year. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Everyday Extras

$131.20 / month

(Before Rebate, Discount & Loading)

Available in NSW & ACT

134 135 Sponsor link

Go to site Sponsor link

Bupa HI Pty Ltd

http://www.bupa.com.au

134 135

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I33/NFKW1Y

Everyday Extras

Policy ID: BUP/I33/NFKW1Y

Extras Cover

Ambulance cover

Insurer Details

Bupa HI Pty Ltd

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