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Bupa HI Pty Ltd

Extras Benefit

$140.00 / month

(Before Rebate, Discount & Loading)

Available in NT

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 31), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: A non-classified dependent person will be treated as a Dependent Child for the purpose of cover and benefits. Details of study status are required for dependants from age 21.

Policy ID: BUP/I37/DBDE1D

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dentists, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll have lower out-of-pocket costs. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $36
Blood glucose monitors 12

$200 per person

  • Per monitor: $200
Chinese medicine 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $64
  • Subsequent visit: $64
Chiropractic 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $32
Dietetics/dietary advice 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $60
  • Subsequent visit: $37
Endodontic 12

$600 per person

combined limit for endodontic & major dental

  • Filling of one root canal: $160
Eye therapy (orthoptics) 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $44
  • Subsequent visit: $44
General dental* 2

$600 per person

  • Fluoride treatment: $20
  • Scale & clean: $76
  • Surgical tooth extraction: $76
  • Periodic oral examination: $28
Health management / Healthy lifestyle 6

$100 per person

  • Health management: 50% of charge
Hearing aids 12

$700 per person

  • Hearing aid: $550
Major dental* 12

$600 per person

combined limit for endodontic & major dental

  • Full crown veneered: $600
Non PBS pharmaceuticals* 2

$300 per person

  • Per eligible prescription: $70
Occupational therapy 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $61
  • Subsequent visit: $52
Optical 2

$200 per person

  • Multi-focal lenses & frames: $184
  • Single vision lenses & frames: $117
Orthodontic 12

$2,000 per person

$2,000 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 75% of charge
Orthotics (podiatric orthoses)* 12

$500 per person

sub-limits apply

  • Orthotics supply & fit: $120
Osteopathy 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $98.5
  • Subsequent visit: $98.5
Physiotherapy 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $49.5
  • Subsequent visit: $36
Podiatry* 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $64
  • Subsequent visit: $32
Psychology 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $105.5
  • Subsequent visit: $105.5
Remedial massage 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $57
  • Subsequent visit: $62.5
Speech therapy 2

$800 per person

combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy

sub-limits apply

  • Initial visit: $85
  • Subsequent visit: $57
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $36}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Per monitor: $200}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $64}

{Subsequent visit: $64}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $32}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $37}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $160}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $44}

{Subsequent visit: $44}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Fluoride treatment: $20}

{Scale & clean: $76}

{Surgical tooth extraction: $76}

{Periodic oral examination: $28}

Health management / Healthy lifestyle

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Health management: 50% of charge}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Hearing aid: $550}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $600}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $52}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $184}

{Single vision lenses & frames: $117}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,000 per person}

{$2,000 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 75% of charge}

Orthotics (podiatric orthoses)*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{sub-limits apply}

Examples of maximum benefits

{Orthotics supply & fit: $120}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $98.5}

{Subsequent visit: $98.5}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $49.5}

{Subsequent visit: $36}

Podiatry*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $64}

{Subsequent visit: $32}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $105.5}

{Subsequent visit: $105.5}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $57}

{Subsequent visit: $62.5}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$800 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, osteopathy, physiotherapy, podiatry, psychology, remedial massage & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $85}

{Subsequent visit: $57}

Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply. Orthotics, and other health aids, are payable under the Health Appliances category up to $500 per year. Sub-limits and restrictions apply. To find out about other health appliances included and relevant sub-limits and restrictions, please contact us.

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Exercise physiology
Home nursing
Vaccinations

Ambulance cover

In NT this policy provides:

Emergency: With no waiting period, limited to 2 services per year.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: You are covered for the costs associated with emergency ambulance transport services, including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service, capped at one trip for singles and two trips for couples and family memberships, per calendar year. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Extras Benefit

$140.00 / month

(Before Rebate, Discount & Loading)

Available in NT

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I37/DBDE1D

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