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Bupa HI Pty Ltd

Top Extras

$132.50 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Only one person.

Policy ID: BUP/I62/VPIR10

Source: Private Health Information Statement (PHIS)

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 70% back, up to yearly limits. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$450 per policy

combined limit for acupuncture, chinese medicine, exercise physiology & psychology

  • Initial visit: $44.2
  • Subsequent visit: $35.1
Ante-natal/Post-natal classes 2

$250 per policy

  • Initial visit: $21
Blood glucose monitors* 12

$500 per policy

  • Per monitor: 70% of charge
Chinese medicine 2

$450 per policy

combined limit for acupuncture, chinese medicine, exercise physiology & psychology

  • Initial visit: $36.4
  • Subsequent visit: $27.3
Chiropractic 2

$950 per policy

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: $53
  • Subsequent visit: $34
Dietetics/dietary advice 2

$450 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $61.2
  • Subsequent visit: $33.6
Endodontic 12

$1,000 per policy

combined limit for endodontic & major dental

  • Filling of one root canal: $179.2
Exercise physiology 2

$450 per policy

combined limit for acupuncture, chinese medicine, exercise physiology & psychology

  • Initial visit: $36.4
  • Subsequent visit: $27.3
Eye therapy (orthoptics) 2

$450 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $38.4
  • Subsequent visit: $26.4
General dental* 2

$1,000 per policy

  • Fluoride treatment: $29.5
  • Scale & clean: $76
  • Surgical tooth extraction: $121
  • Periodic oral examination: $37.5
Hearing aids* 12

$1,000 per policy

  • Hearing aid: 70% of charge
Home nursing* 2

$350 per policy

  • Initial visit: $35
Major dental* 12

$1,000 per policy

combined limit for endodontic & major dental

  • Full crown veneered: $882
Non PBS pharmaceuticals* 2

$400 per policy

  • Per eligible prescription: $40
Occupational therapy 2

$450 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $71.5
  • Subsequent visit: $53
Optical 2

$300 per policy

  • Multi-focal lenses & frames: $300
  • Single vision lenses & frames: $239.5
Orthodontic 12

$800 per policy

$1,600 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge
Orthotics (podiatric orthoses) 12

$450 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

  • Orthotics supply & fit: 70% of charge
Osteopathy 2

$950 per policy

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: $65
  • Subsequent visit: $42
Physiotherapy 2

$950 per policy

combined limit for chiropractic, osteopathy & physiotherapy

  • Initial visit: $52
  • Subsequent visit: $41.5
Podiatry 2

$450 per policy

combined limit for orthotics (podiatric orthoses) & podiatry

  • Initial visit: $50
  • Subsequent visit: $42.9
Psychology 2

$450 per policy

combined limit for acupuncture, chinese medicine, exercise physiology & psychology

  • Initial visit: $120
  • Subsequent visit: $101.5
Remedial massage 2

$250 per policy

  • Initial visit: $51.5
  • Subsequent visit: $40.5
Speech therapy 2

$450 per policy

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

  • Initial visit: $93.6
  • Subsequent visit: $61.2
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology & psychology}

Examples of maximum benefits

{Initial visit: $44.2}

{Subsequent visit: $35.1}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Initial visit: $21}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per policy}

Examples of maximum benefits

{Per monitor: 70% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology & psychology}

Examples of maximum benefits

{Initial visit: $36.4}

{Subsequent visit: $27.3}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$950 per policy}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $53}

{Subsequent visit: $34}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $61.2}

{Subsequent visit: $33.6}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Filling of one root canal: $179.2}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology & psychology}

Examples of maximum benefits

{Initial visit: $36.4}

{Subsequent visit: $27.3}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $38.4}

{Subsequent visit: $26.4}

General dental*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

Examples of maximum benefits

{Fluoride treatment: $29.5}

{Scale & clean: $76}

{Surgical tooth extraction: $121}

{Periodic oral examination: $37.5}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

Examples of maximum benefits

{Hearing aid: 70% of charge}

Home nursing*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$350 per policy}

Examples of maximum benefits

{Initial visit: $35}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per policy}

{combined limit for endodontic & major dental}

Examples of maximum benefits

{Full crown veneered: $882}

Non PBS pharmaceuticals*

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per policy}

Examples of maximum benefits

{Per eligible prescription: $40}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $71.5}

{Subsequent visit: $53}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$300 per policy}

Examples of maximum benefits

{Multi-focal lenses & frames: $300}

{Single vision lenses & frames: $239.5}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$800 per policy}

{$1,600 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Orthotics supply & fit: 70% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$950 per policy}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $65}

{Subsequent visit: $42}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$950 per policy}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $52}

{Subsequent visit: $41.5}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for orthotics (podiatric orthoses) & podiatry}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $42.9}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for acupuncture, chinese medicine, exercise physiology & psychology}

Examples of maximum benefits

{Initial visit: $120}

{Subsequent visit: $101.5}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per policy}

Examples of maximum benefits

{Initial visit: $51.5}

{Subsequent visit: $40.5}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per policy}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

Examples of maximum benefits

{Initial visit: $93.6}

{Subsequent visit: $61.2}

Online Doctors Appointments, 100% of charge up to the yearly service limit of 3 per person, benefits payable for Blua Online Doctor Appointments only, benefits are not payable for services included in the Medicare Benefit Schedule (MBS), refer to blua.bupa.com.au for more details. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Travel 100% up to $100 per person, accommodation (per night) $40 up to $150 per person. Where applicable, benefits will be paid under your Hospital cover (cannot claim benefits on both hospital and extras for the same trip). Eligibility criteria apply. Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice.

This policy does not include General treatment (Extras) cover for
Audiology
Health management / Healthy lifestyle
Vaccinations

Other features of this general treatment cover: You’ll get access to higher set benefits at our Optical Partners including a ‘no-gap’ fixed-priced package experience on glasses, yearly limits and waiting periods apply.

Ambulance cover

In VIC this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees: Will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover: You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Top Extras

$132.50 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/I62/VPIR10

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