Bupa HI Pty Ltd

Basic Plus Young Couples Saver

Name: Basic Plus Young Couples Saver
Brand: Bupa HI Pty Ltd
Price: 421.2 AUD

$421.20 / month

(Before Rebate, Discount & Loading)

Available in QLD

134 135 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include a Lifetime Health Cover Loading, an Age-based Discount or an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: BUP/J5B/QFRC20

Source: Private Health Information Statement (PHIS)

Hospital Cover

This policy exempts you from the Medicare Levy Surcharge.
This policy provides accident cover - check with insurer for details.
This policy provides benefits for travel or accommodation outside of hospital - check with insurer for details.

Covered

Restricted Cover

Not Covered

This policy includes cover for

Dental surgery

Gynaecology

Hernia and appendix

Hospital psychiatric services

Joint reconstructions

Miscarriage and termination of pregnancy

Palliative care

Podiatric surgery (provided by a registered podiatric surgeon)

Rehabilitation

Tonsils, adenoids and grommets

This policy does not include cover for

Assisted reproductive services

Back, neck and spine

Blood

Bone, joint and muscle

Brain and nervous system

Breast surgery (medically necessary)

Cataracts

Chemotherapy, radiotherapy and immunotherapy for cancer

Diabetes management (excluding insulin pumps)

Dialysis for chronic kidney failure

Digestive system

Ear, nose and throat

Eye (not cataracts)

Gastrointestinal endoscopy

Heart and vascular system

Implantation of hearing devices

Insulin pumps

Joint replacements

Kidney and bladder

Lung and chest

Male reproductive system

Pain management

Pain management with device

Plastic and reconstructive surgery (medically necessary)

Pregnancy and birth

Skin

Sleep studies

Weight loss surgery

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: No excess

Co-payments: Every time you go to hospital you will have to pay:

$50 per day for a shared room for overnight admissions - up to $250 per hospital stay
$50 per day for a private room for overnight admissions - up to $250 per hospital stay
$50 for day surgery (no overnight stay)

The following waiting periods for hospital admissions apply to new or upgrading members Waiting periods:

2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
12 months for other pre-existing conditions
2 months for all other treatments

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product. The Medical Costs Finder (https://www.health.gov.au/resources/apps-and-tools/medical-costs-finder) lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Cover for limited hospital services to help protect you from the unexpected. For more details on the product contact Bupa.

Extras Cover

We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 60% back, up to your yearly limits. See http://www.bupa.com.au/find-a-provider.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $22
Subsequent visit: $16

Chinese medicine 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $17
Subsequent visit: $17

Chiropractic* 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $24
Subsequent visit: $16

Dietetics/dietary advice 2

$250 per person

Initial visit: $36
Subsequent visit: $20

Endodontic 12

$700 per person

combined limit for endodontic, general dental, major dental & orthodontic

Filling of one root canal: $100

Exercise physiology 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $17
Subsequent visit: $17

General dental* 2

$700 per person

combined limit for endodontic, general dental, major dental & orthodontic

Fluoride treatment: $15
Scale & clean: $33
Surgical tooth extraction: $62
Periodic oral examination: $15.5

Health management / Healthy lifestyle 6

$50 per person

Health management: 50% of charge

Major dental* 12

$700 per person

combined limit for endodontic, general dental, major dental & orthodontic

Full crown veneered: $445

Non PBS pharmaceuticals* 2

$75 per person

Per eligible prescription: $40

Optical 2

$150 per person

Multi-focal lenses & frames: $150
Single vision lenses & frames: $145

Orthodontic* 0

$700 per person

combined limit for endodontic, general dental, major dental & orthodontic

Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge

Osteopathy* 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $29.5
Subsequent visit: $19.5

Physiotherapy 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

Initial visit: $31.5
Subsequent visit: $25

Podiatry* 2

$250 per person

Initial visit: $27
Subsequent visit: $19

Psychology 2

$200 per person

Initial visit: $73.5
Subsequent visit: $68

Remedial massage 2

$450 per person

combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage

sub-limits apply

Initial visit: $18.5
Subsequent visit: $18.5

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $22}

{Subsequent visit: $16}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $17}

{Subsequent visit: $17}

Chiropractic*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $24}

{Subsequent visit: $16}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Initial visit: $36}

{Subsequent visit: $20}

Endodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Filling of one root canal: $100}

Exercise physiology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $17}

{Subsequent visit: $17}

General dental*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Fluoride treatment: $15}

{Scale & clean: $33}

{Surgical tooth extraction: $62}

{Periodic oral examination: $15.5}

Health management / Healthy lifestyle

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$50 per person}

Examples of maximum benefits

{Health management: 50% of charge}

Major dental*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Full crown veneered: $445}

Non PBS pharmaceuticals*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$75 per person}

Examples of maximum benefits

{Per eligible prescription: $40}

Optical

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $150}

{Single vision lenses & frames: $145}

Orthodontic*

Waiting period: 0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for endodontic, general dental, major dental & orthodontic}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 100% of charge}

Osteopathy*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $29.5}

{Subsequent visit: $19.5}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

Examples of maximum benefits

{Initial visit: $31.5}

{Subsequent visit: $25}

Podiatry*

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Initial visit: $27}

{Subsequent visit: $19}

Psychology

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Initial visit: $73.5}

{Subsequent visit: $68}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine, chiropractic, exercise physiology, osteopathy, physiotherapy & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $18.5}

{Subsequent visit: $18.5}

Counselling and Psychology share a combined limit under Mental Health.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Eye therapy (orthoptics)

Hearing aids

Home nursing

Occupational therapy

Orthotics (podiatric orthoses)

Speech therapy

Vaccinations

Other features of this general treatment cover: Enjoy a Top-up Bonus of $50-$100 every year to help pay out-of-pocket extras expenses payable on your cover.

Ambulance cover

Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au). This includes cover whilst interstate.

Other features of this ambulance cover: You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.

For further information about this policy see: http://www.bupa.com.au/health-insurance/cover/ambulance

Insurer Details

Bupa HI Pty Ltd

Basic Plus Young Couples Saver

$421.20 / month

(Before Rebate, Discount & Loading)

Available in QLD

134 135 Sponsor link

Go to site Sponsor link

Bupa HI Pty Ltd

http://www.bupa.com.au

134 135

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/J5B/QFRC20

Basic Plus Young Couples Saver

Policy ID: BUP/J5B/QFRC20

Hospital Cover

Extras Cover

Ambulance cover

Insurer Details

Bupa HI Pty Ltd

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