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CBHS Health Fund Limited

Top Extras

Restricted Insurer

$263.21 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), students (18 - 30) and non-students (18 to 30), as well as persons with a disability who qualify as a child, student and non-student in these age ranges.

Restricted insurer: Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.

Policy ID: CBH/I1/SBET2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$450 per person

combined limit for acupuncture, chinese medicine & other services

  • Initial visit: $33
  • Subsequent visit: $33
Ante-natal/Post-natal classes 2

$105 per person

  • Initial visit: 100% of charge
  • Subsequent visit: 100% of charge
Audiology 2

$360 per person

  • Initial visit: $60
  • Subsequent visit: $60
Blood glucose monitors* 12

$500 per person

  • Per monitor: 100% of charge
Chinese medicine 2

$450 per person

combined limit for acupuncture, chinese medicine & other services

  • Initial visit: $33
  • Subsequent visit: $33
Chiropractic 2

$720 per person

  • Initial visit: $61
  • Subsequent visit: $40
Dietetics/dietary advice 2

$360 per person

  • Initial visit: $75
  • Subsequent visit: $42
Endodontic 6

$660 per person

  • Filling of one root canal: $157
Exercise physiology 2

$360 per person

  • Initial visit: $35
  • Subsequent visit: $35
Eye therapy (orthoptics) 2

$455 per person

  • Initial visit: $60
  • Subsequent visit: $60
General dental 2

No annual limit

  • Fluoride treatment: $27
  • Scale & clean: $68
  • Surgical tooth extraction: $182
  • Periodic oral examination: $38
Health management / Healthy lifestyle 2

$415 per person

sub-limits apply

  • Health management: 100% of charge
Hearing aids* 12

$1,600 per person

  • Hearing aid: 100% of charge
Home nursing 2

$2,800 per person

  • Initial visit: $80
  • Subsequent visit: $80
Major dental* 12

$7,340 per person

sub-limits apply

  • Full crown veneered: $750
Non PBS pharmaceuticals 2

$1,000 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $75
Occupational therapy 2

$720 per person

  • Initial visit: $61
  • Subsequent visit: $35
Optical 6

$375 per person

  • Multi-focal lenses & frames: $350
  • Single vision lenses & frames: $270
Orthodontic 12

$2,800 per person

$2,800 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $2800
Orthotics (podiatric orthoses) 12

$1,000 per person

  • Orthotics supply & fit: $145
Osteopathy 2

$720 per person

  • Initial visit: $61
  • Subsequent visit: $35
Physiotherapy 2

$720 per person

  • Initial visit: $61
  • Subsequent visit: $43
Podiatry 2

$400 per person

  • Initial visit: $50
  • Subsequent visit: $35
Psychology 2

$450 per person

  • Initial visit: $140
  • Subsequent visit: $80
Remedial massage 2

$450 per person

  • Initial visit: $33
  • Subsequent visit: $33
Speech therapy 2

$1,850 per person

  • Initial visit: $95
  • Subsequent visit: $46
Vaccinations 2

$1,000 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per service: $75
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$105 per person}

Examples of maximum benefits

{Initial visit: 100% of charge}

{Subsequent visit: 100% of charge}

Audiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$360 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

Blood glucose monitors*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per monitor: 100% of charge}

Chinese medicine

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

{combined limit for acupuncture, chinese medicine & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$720 per person}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$360 per person}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $42}

Endodontic

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$660 per person}

Examples of maximum benefits

{Filling of one root canal: $157}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$360 per person}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Eye therapy (orthoptics)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$455 per person}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $60}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $68}

{Surgical tooth extraction: $182}

{Periodic oral examination: $38}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$415 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: 100% of charge}

Hearing aids*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,600 per person}

Examples of maximum benefits

{Hearing aid: 100% of charge}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$2,800 per person}

Examples of maximum benefits

{Initial visit: $80}

{Subsequent visit: $80}

Major dental*

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$7,340 per person}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $750}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $75}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$720 per person}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $35}

Optical

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$375 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $350}

{Single vision lenses & frames: $270}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,800 per person}

{$2,800 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $2800}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

Examples of maximum benefits

{Orthotics supply & fit: $145}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$720 per person}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $35}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$720 per person}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $43}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

Examples of maximum benefits

{Initial visit: $140}

{Subsequent visit: $80}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$450 per person}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,850 per person}

Examples of maximum benefits

{Initial visit: $95}

{Subsequent visit: $46}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $75}

OTHER BENEFITS: Unlimited preventative dental; other Artificial Aids; Travel and accommodation - $500; Midwifery services (excl. home births) - $500. Contact CBHS for further details.

Other features of this general treatment cover: CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.

Ambulance cover

South Australia has a subscription service to cover ambulance within the state, with an additional fee to cover interstate travel (http://www.saambulance.com.au/ProductsServices/AmbulanceCover.aspx).

For further information about this policy see: https://www.cbhs.com.au/health-insurance/ambulance-cover

Insurer Details

CBHS Health Fund Limited

Top Extras

Restricted Insurer

$263.21 / month

(Before Rebate, Discount & Loading)

Available in SA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/I1/SBET2Y

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