CBHS Health Fund Limited

Intermediate Extras

Name: Intermediate Extras
Brand: CBHS Health Fund Limited
Price: 161.68 AUD

Restricted Insurer

$161.68 / month

(Before Rebate, Discount & Loading)

Available in VIC

1300 654 123 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: One adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult).

Children (0 - 17), students (18 - 30) and non-students (18 to 30), as well as persons with a disability who qualify as a child, student and non-student in these age ranges.

Restricted insurer: Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.

Policy ID: CBH/I2/VBGD1Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Blood glucose monitors* 12

$300 per person

Per monitor: 100% of charge

Chinese medicine 2

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Chiropractic 2

$250 per person

combined limit for chiropractic & osteopathy

Initial visit: $61
Subsequent visit: $40

Dietetics/dietary advice 2

$100 per person

Initial visit: $75
Subsequent visit: $42

Endodontic 6

$400 per person

sub-limits apply

Filling of one root canal: $157

General dental 2

$730 per person

sub-limits apply

Fluoride treatment: $27
Scale & clean: $68
Surgical tooth extraction: $182
Periodic oral examination: $38

Health management / Healthy lifestyle 2

$415 per person

sub-limits apply

Health management: 100% of charge

Major dental* 12

$700 per person

Full crown veneered: $700

Non PBS pharmaceuticals 2

$300 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: $75

Optical 6

$250 per person

Multi-focal lenses & frames: $190
Single vision lenses & frames: $160

Orthodontic 12

$700 per person

$1,400 lifetime limit

Braces for upper & lower teeth, including removal plus fitting of retainer: $700

Orthotics (podiatric orthoses) 12

$350 per person

Orthotics supply & fit: $145

Osteopathy 2

$250 per person

combined limit for chiropractic & osteopathy

Initial visit: $61
Subsequent visit: $35

Physiotherapy 2

$300 per person

Initial visit: $61
Subsequent visit: $43

Podiatry 2

$250 per person

Initial visit: $50
Subsequent visit: $35

Remedial massage 2

$300 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Vaccinations 2

$300 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per service: $75

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Blood glucose monitors*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Per monitor: 100% of charge}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $42}

Endodontic

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $157}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$730 per person}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $68}

{Surgical tooth extraction: $182}

{Periodic oral examination: $38}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$415 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: 100% of charge}

Major dental*

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Full crown veneered: $700}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $75}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $190}

{Single vision lenses & frames: $160}

Orthodontic

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{$1,400 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $700}

Orthotics (podiatric orthoses)

Waiting period: 12 months

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Orthotics supply & fit: $145}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

{combined limit for chiropractic & osteopathy}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $35}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $43}

Podiatry

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $75}

OTHER BENEFITS: Artificial aids including blood pressure monitors and nebulisers. Cover for blood glucose accessories.

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Exercise physiology

Eye therapy (orthoptics)

Hearing aids

Home nursing

Occupational therapy

Psychology

Speech therapy

Other features of this general treatment cover: CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

For further information about this policy see: https://www.cbhs.com.au/health-insurance/ambulance-cover

Insurer Details

CBHS Health Fund Limited

Intermediate Extras

Restricted Insurer

$161.68 / month

(Before Rebate, Discount & Loading)

Available in VIC

1300 654 123 Sponsor link

Go to site Sponsor link

CBHS Health Fund Limited

http://www.cbhs.com.au

help@cbhs.com.au

1300 654 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/I2/VBGD1Y

Intermediate Extras

Policy ID: CBH/I2/VBGD1Y

Extras Cover

Ambulance cover

Insurer Details

CBHS Health Fund Limited

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