CBHS Health Fund Limited

Essential Extras

Name: Essential Extras
Brand: CBHS Health Fund Limited
Price: 104.43 AUD

Restricted Insurer

$104.43 / month

(Before Rebate, Discount & Loading)

Available in VIC

1300 654 123 Sponsor link

Go to site Sponsor link

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), students (18 - 30) and non-students (18 to 30), as well as persons with a disability who qualify as a child, student and non-student in these age ranges.

Restricted insurer: Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.

Policy ID: CBH/I3/VCFK2Y

Source: Private Health Information Statement (PHIS)

Extras Cover

By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)

Benefit limits per 12 months unless otherwise stated

Examples of maximum benefits

Acupuncture 2

$200 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Chinese medicine 2

$200 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Chiropractic 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $61
Subsequent visit: $40

Dietetics/dietary advice 2

$100 per person

Initial visit: $75
Subsequent visit: $42

General dental 2

$380 per person

sub-limits apply

Fluoride treatment: $27
Scale & clean: $68
Surgical tooth extraction: $170
Periodic oral examination: $38

Health management / Healthy lifestyle 2

$415 per person

sub-limits apply

Health management: 100% of charge

Non PBS pharmaceuticals 2

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per eligible prescription: $75

Optical 6

$200 per person

Multi-focal lenses & frames: $140
Single vision lenses & frames: $140

Osteopathy 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $61
Subsequent visit: $35

Physiotherapy 2

$200 per person

combined limit for chiropractic, osteopathy & physiotherapy

Initial visit: $61
Subsequent visit: $43

Remedial massage 2

$200 per person

combined limit for acupuncture, chinese medicine, remedial massage & other services

Initial visit: $33
Subsequent visit: $33

Vaccinations 2

$200 per person

combined limit for non pbs pharmaceuticals & vaccinations

Per service: $75

Acupuncture

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Chinese medicine

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Chiropractic

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $40}

Dietetics/dietary advice

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Initial visit: $75}

{Subsequent visit: $42}

General dental

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$380 per person}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $27}

{Scale & clean: $68}

{Surgical tooth extraction: $170}

{Periodic oral examination: $38}

Health management / Healthy lifestyle

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$415 per person}

{sub-limits apply}

Examples of maximum benefits

{Health management: 100% of charge}

Non PBS pharmaceuticals

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $75}

Optical

Waiting period: 6 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $140}

{Single vision lenses & frames: $140}

Osteopathy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $35}

Physiotherapy

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for chiropractic, osteopathy & physiotherapy}

Examples of maximum benefits

{Initial visit: $61}

{Subsequent visit: $43}

Remedial massage

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for acupuncture, chinese medicine, remedial massage & other services}

Examples of maximum benefits

{Initial visit: $33}

{Subsequent visit: $33}

Vaccinations

Waiting period: 2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per service: $75}

This policy does not include General treatment (Extras) cover for

Ante-natal/Post-natal classes

Audiology

Blood glucose monitors

Endodontic

Exercise physiology

Eye therapy (orthoptics)

Hearing aids

Home nursing

Major dental

Occupational therapy

Orthodontic

Orthotics (podiatric orthoses)

Podiatry

Psychology

Speech therapy

Other features of this general treatment cover: CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

For further information about this policy see: https://www.cbhs.com.au/health-insurance/ambulance-cover

Insurer Details

CBHS Health Fund Limited

Essential Extras

Restricted Insurer

$104.43 / month

(Before Rebate, Discount & Loading)

Available in VIC

1300 654 123 Sponsor link

Go to site Sponsor link

CBHS Health Fund Limited

http://www.cbhs.com.au

help@cbhs.com.au

1300 654 123

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/I3/VCFK2Y

Essential Extras

Policy ID: CBH/I3/VCFK2Y

Extras Cover

Ambulance cover

Insurer Details

CBHS Health Fund Limited

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