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Hunter Health Insurance

Premium Extras Cover (Couple)

$300.80 / month

(Before Rebate, Discount & Loading)

Available in SA

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Policy ID: CDH/I3/SASU20

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $40
Ante-natal/Post-natal classes 2

$250 per person

  • Initial visit: $25
Blood glucose monitors 12

$500 per person

  • Per monitor: 75% of charge
Chiropractic 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $40
  • Subsequent visit: $35
Dietetics/dietary advice 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $35
Endodontic 12

No annual limit

  • Filling of one root canal: $150
Exercise physiology 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $26
  • Subsequent visit: $22
General dental 2

Gap Free Preventative Dental 100% Benefit Limit 2 Service Person Per Year Items Number 011-015 111-116

  • Fluoride treatment: $25
  • Scale & clean: 100% of charge
  • Surgical tooth extraction: $110
  • Periodic oral examination: 100% of charge
Health management / Healthy lifestyle 2

$65 per person

  • Health management: $65
Hearing aids 36

$750 per person

sub-limits apply

  • Hearing aid: $800
Home nursing 2

$950 per person

  • Initial visit: $35
Major dental 12

$1,100 per person

  • Full crown veneered: $800
Non PBS pharmaceuticals 2

$700 per person

  • Per eligible prescription: $70
Occupational therapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

  • Initial visit: $35
Optical 2

$290 per person

  • Multi-focal lenses & frames: $290
  • Single vision lenses & frames: $210
Orthodontic 12

$600 per person

$2,500 lifetime limit

sub-limits apply

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $2500
Orthotics (podiatric orthoses) 2

$200 per person

  • Orthotics supply & fit: 75% of charge
Osteopathy 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $35
  • Subsequent visit: $30
Physiotherapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

  • Initial visit: $55
  • Subsequent visit: $45
Podiatry 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $40
Psychology 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $50
Remedial massage 2

$600 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $30
Speech therapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

  • Initial visit: $35
  • Subsequent visit: $40
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$250 per person}

Examples of maximum benefits

{Initial visit: $25}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per monitor: 75% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $35}

Dietetics/dietary advice

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $35}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Filling of one root canal: $150}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $22}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{Gap Free Preventative Dental 100% Benefit Limit 2 Service Person Per Year Items Number 011-015 111-116}

Examples of maximum benefits

{Fluoride treatment: $25}

{Scale & clean: 100% of charge}

{Surgical tooth extraction: $110}

{Periodic oral examination: 100% of charge}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$65 per person}

Examples of maximum benefits

{Health management: $65}

Hearing aids

Waiting period:  36 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: $800}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$950 per person}

Examples of maximum benefits

{Initial visit: $35}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,100 per person}

Examples of maximum benefits

{Full crown veneered: $800}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: $35}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$290 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: $290}

{Single vision lenses & frames: $210}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{$2,500 lifetime limit}

{sub-limits apply}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $2500}

Orthotics (podiatric orthoses)

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Orthotics supply & fit: 75% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: $55}

{Subsequent visit: $45}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $40}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $50}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $30}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $40}

Does not include treatment for: Alexander technique; Aromatherapy; Bowen therapy; Buteyko; Feldenkrais; Western herbalism; homeopathy; iridology; kinesiology; naturopathy; Pilates; reflexology; Rolfing; Shiatsu; Tai chi; Yoga CSIRO Total Wellbeing Diet $60 Per Year Per Membership

This policy does not include General treatment (Extras) cover for
Audiology
Chinese medicine
Eye therapy (orthoptics)
Vaccinations

Other features of this general treatment cover: Orthodontic is paid at 75% of account in current year to max $600.00 with $250.00 per year accumulated up to a maximum benefit of $2500.00 per person per lifetime.

For further information about this policy see: https://www.hunterhi.com.au/products/

Ambulance cover

South Australia has a subscription service to cover ambulance within the state, with an additional fee to cover interstate travel (http://www.saambulance.com.au/ProductsServices/AmbulanceCover.aspx).

For further information about this policy see: https://www.hunterhi.com.au/ambulance-cover/

Insurer Details

Hunter Health Insurance

Premium Extras Cover (Couple)

$300.80 / month

(Before Rebate, Discount & Loading)

Available in SA

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CDH/I3/SASU20

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