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Hunter Health Insurance

Hunter Extras Cover (Family)

$267.40 / month

(Before Rebate, Discount & Loading)

Available in VIC

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: 18-20

Policy ID: CDH/I7/VDMO2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for
Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $35
  • Subsequent visit: $35
Ante-natal/Post-natal classes 2

$150 per person

  • Initial visit: $15
  • Subsequent visit: $15
Blood glucose monitors 12

$100 per person

  • Per monitor: 75% of charge
Chiropractic 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $22
Dietetics/dietary advice 0

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $26
Endodontic 2

No annual limit

  • Filling of one root canal: $125
Exercise physiology 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

  • Initial visit: $26
  • Subsequent visit: $26
General dental 2

Gap Free Preventative Dental 100% Benefit Limit 2 Service Person Per Year Items Number 011-015 111-116

  • Fluoride treatment: $25
  • Scale & clean: 100% of charge
  • Surgical tooth extraction: $125
  • Periodic oral examination: 100% of charge
Health management / Healthy lifestyle 2

$100 per person

  • Health management: $50
Hearing aids 12

$750 per person

  • Hearing aid: 75% of charge
Home nursing 2

$750 per Calendar Year

  • Initial visit: $16
  • Subsequent visit: $16
Major dental 12

$850 per person

  • Full crown veneered: $800
Non PBS pharmaceuticals 2

$700 per person

combined limit for non pbs pharmaceuticals & vaccinations

  • Per eligible prescription: $70
Occupational therapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

sub-limits apply

  • Initial visit: $28
  • Subsequent visit: $28
Optical 2

$299 per person

  • Multi-focal lenses & frames: 100% of charge
  • Single vision lenses & frames: 100% of charge
Orthodontic 12

$400 per person

$2,400 lifetime limit

  • Braces for upper & lower teeth, including removal plus fitting of retainer: $2400
Orthotics (podiatric orthoses) 12

$150 per person

  • Orthotics supply & fit: 75% of charge
Osteopathy 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $22
Physiotherapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $36
Podiatry 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $26
  • Subsequent visit: $22
Psychology 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $38
  • Subsequent visit: $38
Remedial massage 2

$480 per person

combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage

sub-limits apply

  • Initial visit: $40
  • Subsequent visit: $40
Speech therapy 2

$700 per person

combined limit for occupational therapy, physiotherapy & speech therapy

sub-limits apply

  • Initial visit: $28
  • Subsequent visit: $32
Vaccinations 2

$700 per person

combined limit for non pbs pharmaceuticals & vaccinations

sub-limits apply

  • Per service: $70
Acupuncture

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $35}

Ante-natal/Post-natal classes

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Initial visit: $15}

{Subsequent visit: $15}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Per monitor: 75% of charge}

Chiropractic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $22}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $26}

Endodontic

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{No annual limit}

Examples of maximum benefits

{Filling of one root canal: $125}

Exercise physiology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $26}

General dental

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{Gap Free Preventative Dental 100% Benefit Limit 2 Service Person Per Year Items Number 011-015 111-116}

Examples of maximum benefits

{Fluoride treatment: $25}

{Scale & clean: 100% of charge}

{Surgical tooth extraction: $125}

{Periodic oral examination: 100% of charge}

Health management / Healthy lifestyle

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$100 per person}

Examples of maximum benefits

{Health management: $50}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$750 per person}

Examples of maximum benefits

{Hearing aid: 75% of charge}

Home nursing

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$750 per Calendar Year}

Examples of maximum benefits

{Initial visit: $16}

{Subsequent visit: $16}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$850 per person}

Examples of maximum benefits

{Full crown veneered: $800}

Non PBS pharmaceuticals

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

Examples of maximum benefits

{Per eligible prescription: $70}

Occupational therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $28}

{Subsequent visit: $28}

Optical

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$299 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 100% of charge}

{Single vision lenses & frames: 100% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$400 per person}

{$2,400 lifetime limit}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: $2400}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$150 per person}

Examples of maximum benefits

{Orthotics supply & fit: 75% of charge}

Osteopathy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $22}

Physiotherapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $36}

Podiatry

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $26}

{Subsequent visit: $22}

Psychology

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $38}

{Subsequent visit: $38}

Remedial massage

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$480 per person}

{combined limit for acupuncture, chiropractic, dietetics/dietary advice, exercise physiology, osteopathy, podiatry, psychology & remedial massage}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $40}

{Subsequent visit: $40}

Speech therapy

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for occupational therapy, physiotherapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $28}

{Subsequent visit: $32}

Vaccinations

Waiting period:  2 months

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for non pbs pharmaceuticals & vaccinations}

{sub-limits apply}

Examples of maximum benefits

{Per service: $70}

CSIRO Total Wellbeing Diet $299 1 Per Membership Per Year

This policy does not include General treatment (Extras) cover for
Audiology
Chinese medicine
Eye therapy (orthoptics)

Ambulance cover

Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).

For further information about this policy see: https://www.hunterhi.com.au/ambulance-cover/

Insurer Details

Hunter Health Insurance

Hunter Extras Cover (Family)

$267.40 / month

(Before Rebate, Discount & Loading)

Available in VIC

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/CDH/I7/VDMO2D

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