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GU Health

Inpatriate Comprehensive Ancillary Benefits (Family)

Corporate Policy

$257.50 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults & dependants (3 or more people, only 2 of whom are adults).

Children (0 - 17), non-classified* dependant (18 - 20) and students (21 - 24), as well as persons with a disability who qualify as a child, non-classified* dependant and student in these age ranges. *Non-classified dependant: For GUHealthPolicies means a person who is not a Policy Holder or Partner and who: is aged under 21 years of age; is not married and does not have a defacto Partner; and includes a Foster Child, legally adopted child or stepchild.

Corporate policy: Overseas resident and employees/members of organisations with arrangements with this health insurer

Policy ID: FAI/I14/AAHV2D

Source: Private Health Information Statement (PHIS)

Extras Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$700 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Blood glucose monitors 12

$200 per person

combined limit for blood glucose monitors & orthotics (podiatric orthoses)

  • Per monitor: 85% of charge
Chiropractic 0

$700 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Dietetics/dietary advice 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Endodontic 12

$1,000 per person

combined limit for endodontic, major dental, orthodontic & other services

  • Filling of one root canal: 85% of charge
Eye therapy (orthoptics) 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
General dental 0

$4,000 per policy

  • Fluoride treatment: 85% of charge
  • Scale & clean: 85% of charge
  • Surgical tooth extraction: 85% of charge
  • Periodic oral examination: 85% of charge
Hearing aids 12

$600 per person

  • Hearing aid: 85% of charge
Major dental 12

$1,000 per person

combined limit for endodontic, major dental, orthodontic & other services

  • Full crown veneered: 85% of charge
Non PBS pharmaceuticals* 0

$500 per person

  • Per eligible prescription: 85% of charge
Occupational therapy 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Optical 0

$200 per person

  • Multi-focal lenses & frames: 85% of charge
  • Single vision lenses & frames: 85% of charge
Orthodontic 12

$1,000 per person

combined limit for endodontic, major dental, orthodontic & other services

  • Braces for upper & lower teeth, including removal plus fitting of retainer: 85% of charge
Orthotics (podiatric orthoses) 0

$200 per person

combined limit for blood glucose monitors & orthotics (podiatric orthoses)

  • Orthotics supply & fit: 85% of charge
Osteopathy 0

$700 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Physiotherapy 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Podiatry 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Psychology 0

$700 per policy

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Remedial massage 0

$700 per policy

combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Speech therapy 0

$350 per person

  • Initial visit: 85% of charge
  • Subsequent visit: 85% of charge
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for blood glucose monitors & orthotics (podiatric orthoses)}

Examples of maximum benefits

{Per monitor: 85% of charge}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

Examples of maximum benefits

{Filling of one root canal: 85% of charge}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$4,000 per policy}

Examples of maximum benefits

{Fluoride treatment: 85% of charge}

{Scale & clean: 85% of charge}

{Surgical tooth extraction: 85% of charge}

{Periodic oral examination: 85% of charge}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

Examples of maximum benefits

{Hearing aid: 85% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

Examples of maximum benefits

{Full crown veneered: 85% of charge}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: 85% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 85% of charge}

{Single vision lenses & frames: 85% of charge}

Orthodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$1,000 per person}

{combined limit for endodontic, major dental, orthodontic & other services}

Examples of maximum benefits

{Braces for upper & lower teeth, including removal plus fitting of retainer: 85% of charge}

Orthotics (podiatric orthoses)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for blood glucose monitors & orthotics (podiatric orthoses)}

Examples of maximum benefits

{Orthotics supply & fit: 85% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per policy}

{combined limit for acupuncture, chiropractic, osteopathy, remedial massage & other services}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$350 per person}

Examples of maximum benefits

{Initial visit: 85% of charge}

{Subsequent visit: 85% of charge}

This policy does not include General treatment (Extras) cover for
Ante-natal/Post-natal classes
Audiology
Chinese medicine
Exercise physiology
Health management / Healthy lifestyle
Home nursing
Vaccinations

Other features of this general treatment cover: 85% for a large range of services and treatments

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Inpatriate Comprehensive Ancillary Benefits (Family)

Corporate Policy

$257.50 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I14/AAHV2D

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