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GU Health

Galib Top Extras - (Couple)

Corporate Policy

$505.90 / month

(Before Rebate, Discount & Loading)

Available in All States

You may be entitled to an Australian Government Rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers: Two adults (and no-one else).

Corporate policy: This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

Policy ID: FAI/I24/A0000C

Source: Private Health Information Statement (PHIS)

Extras Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

Treatment & waiting period (months)
Benefit limits per 12 months unless otherwise stated
Examples of maximum benefits
Acupuncture 0

$600 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $32
Ante-natal/Post-natal classes 0

$700 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $45
Audiology 0

$200 per person

combined limit for audiology, psychology & other services

sub-limits apply

  • Initial visit: $35
  • Subsequent visit: $30
Blood glucose monitors 12

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

  • Per monitor: 80% of charge
Chinese medicine 0

$600 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $32
Chiropractic 0

$700 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $32
Dietetics/dietary advice 0

$300 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $60
  • Subsequent visit: $40
Endodontic 12

$2,650 per person

combined limit for endodontic & major dental

sub-limits apply

  • Filling of one root canal: $118
Exercise physiology 0

$600 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $45
Eye therapy (orthoptics) 0

$300 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $35
General dental 0

No annual limit

sub-limits apply

  • Fluoride treatment: $22
  • Scale & clean: $50
  • Surgical tooth extraction: $101
  • Periodic oral examination: $23
Health management / Healthy lifestyle* 6

$600 per policy

sub-limits apply

  • Health management: $200
Hearing aids 12

$600 per person

sub-limits apply

  • Hearing aid: 80% of charge
Major dental 12

$2,650 per person

combined limit for endodontic & major dental

sub-limits apply

  • Full crown veneered: $650
Non PBS pharmaceuticals* 0

$500 per person

  • Per eligible prescription: 80% of charge
Occupational therapy 0

$300 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $35
Optical 0

$200 per person

  • Multi-focal lenses & frames: 80% of charge
  • Single vision lenses & frames: 80% of charge
Orthotics (podiatric orthoses) 12

$500 per person

combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services

  • Orthotics supply & fit: 80% of charge
Osteopathy 0

$700 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $32
Physiotherapy 0

$700 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $32
Podiatry 0

$700 per person

combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services

sub-limits apply

  • Initial visit: $45
  • Subsequent visit: $32
Psychology 0

$200 per person

combined limit for audiology, psychology & other services

sub-limits apply

  • Initial visit: $35
  • Subsequent visit: $30
Remedial massage 0

$600 per person

combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services

sub-limits apply

  • Initial visit: $32
  • Subsequent visit: $32
Speech therapy 0

$300 per person

combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy

sub-limits apply

  • Initial visit: $50
  • Subsequent visit: $35
Acupuncture

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

Ante-natal/Post-natal classes

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Audiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for audiology, psychology & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Blood glucose monitors

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Per monitor: 80% of charge}

Chinese medicine

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

Chiropractic

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $32}

Dietetics/dietary advice

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $60}

{Subsequent visit: $40}

Endodontic

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,650 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Filling of one root canal: $118}

Exercise physiology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $45}

Eye therapy (orthoptics)

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

General dental

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{No annual limit}

{sub-limits apply}

Examples of maximum benefits

{Fluoride treatment: $22}

{Scale & clean: $50}

{Surgical tooth extraction: $101}

{Periodic oral examination: $23}

Health management / Healthy lifestyle*

Waiting period:  6 months

Benefit limits per 12 months unless otherwise stated

{$600 per policy}

{sub-limits apply}

Examples of maximum benefits

{Health management: $200}

Hearing aids

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{sub-limits apply}

Examples of maximum benefits

{Hearing aid: 80% of charge}

Major dental

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$2,650 per person}

{combined limit for endodontic & major dental}

{sub-limits apply}

Examples of maximum benefits

{Full crown veneered: $650}

Non PBS pharmaceuticals*

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$500 per person}

Examples of maximum benefits

{Per eligible prescription: 80% of charge}

Occupational therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

Optical

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

Examples of maximum benefits

{Multi-focal lenses & frames: 80% of charge}

{Single vision lenses & frames: 80% of charge}

Orthotics (podiatric orthoses)

Waiting period:  12 months

Benefit limits per 12 months unless otherwise stated

{$500 per person}

{combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services}

Examples of maximum benefits

{Orthotics supply & fit: 80% of charge}

Osteopathy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $32}

Physiotherapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $32}

Podiatry

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$700 per person}

{combined limit for ante-natal/post-natal classes, chiropractic, osteopathy, physiotherapy, podiatry & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $45}

{Subsequent visit: $32}

Psychology

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$200 per person}

{combined limit for audiology, psychology & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $35}

{Subsequent visit: $30}

Remedial massage

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$600 per person}

{combined limit for acupuncture, chinese medicine, exercise physiology, remedial massage & other services}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $32}

{Subsequent visit: $32}

Speech therapy

Waiting period:  0 month

Benefit limits per 12 months unless otherwise stated

{$300 per person}

{combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy}

{sub-limits apply}

Examples of maximum benefits

{Initial visit: $50}

{Subsequent visit: $35}

This policy does not include General treatment (Extras) cover for
Home nursing
Orthodontic
Vaccinations

Other features of this general treatment cover: GU Health specialises in providing a tailored health plan with extensive benefits. Enjoy generous benefits on a wide range of services including lifestyle services and health management treatments such as stress management, weight loss programs and quit smoking courses.

For further information about this policy see: https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see: https://www.guhealth.com.au/forms-and-publications/fact-sheets

Insurer Details

GU Health

Galib Top Extras - (Couple)

Corporate Policy

$505.90 / month

(Before Rebate, Discount & Loading)

Available in All States

Disclaimer: This document is not a Private Health Information Statement (PHIS), and it is not intended to replace that document. The details contained in the healthslips.com.au Policy Information was provided by the insurer to the Australian Government. It is intended as general information. It may not take into account your circumstances. For further information contact the insurer. Information used is Licensed from the Commonwealth of Australia under a Creative Commons 3.0 licence.Private Health Information Statement is available from the Private Health Insurance Ombudsman website at https://privatehealth.gov.au/dynamic/Premium/PHIS/FAI/I24/A0000C

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